652 Central Ave, Lakeside Marblehead, OH 43440 Property Records

Ottawa County property record for 652 Central Ave, Lakeside Marblehead, OH 43440

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,142 sqft · built 1957
Lot Size	0.093 acres (4,042 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Aug 2017)
Tax Bill	$3,720 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`019194-4`

Property Details

APN / Parcel Number

Primary APN	`019194-4`
Alternative APN	`014-04172-05397-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,142 sqft Living Area
Gross Area	1,632 sqft
1st Floor Area	816 sqft
Attic	Attic
Attic Area	816 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2022
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	4,042 sqft (0.093 acres)
Lot Dimensions	94 ft deep x 43 ft wide
Porch	Slab
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	019194-4
Street Address	652 CENTRAL AVE
City	LAKESIDE MARBLEHEAD
State	OH
Zip	43440-1837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKESIDE BLK 14 LOT 20 & S 10 FT OF 19
Legal Subdivision	LAKESIDE
Legal Block	14
Legal Lot Number	20
Jurisdiction	OTTAWA OH
Township / Civil Division	DANBURY
Census Block Group	3
Census Block	3027
Census Tract	50302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lakeside Historic District listed 1983 · 766 contributing resources · NRIS 83002020

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

652 Central Ave is owned by an individual who bought it in August 2017.

Source: Ottawa County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1190 CHATHAM PL, ROCKY RIVER, OH 44116-2105
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jun 29, 2021	Transfer on Death Deed, Transfer
Aug 29, 2017	Quit Claim Deed, Transfer · ARM THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2017 · Amount on File
Deed Sale	Aug 29, 2017 · Amount on File
Deed Document Number	2017270022
Deed Book / Page	1646 / 673
Prior Transfer Date	Aug 26, 2017
Prior Transfer Doc	0000270022
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	652 CENTRAL AVE, LAKESIDE MARBLEHEAD, OH 43440-1837
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	ERIEVIEW TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000302292
Date	Jan 6, 2021
Book Page	1814/586
Instrument	202100302292

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.45%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.45%
Index	Other
Margin	3
Max Rate	7.45%

June 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	OTTAWA OH
Recording Date	Jun 29, 2021
Property Address	652 CENTRAL AVE, LAKESIDE MARBLEHEAD, OH 43440-1837
Document Number	0000308069
Book / Page	1847 / 62
Instrument Date	Sep 22, 2020
Instrument	2021-308069
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1190 CHATHAM PL, ROCKY RIVER, OH 44116-2105

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA OH
Recording Date	Aug 29, 2017
Property Address	652 CENTRAL AVE, LAKESIDE MARBLEHEAD, OH 43440-1837
Document Number	0000270022
Book / Page	1646 / 0673
Instrument Date	Aug 26, 2017
Instrument	201700270022
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	652 CENTRAL AVE, LAKESIDE MARBLEHEAD, OH 43440-1837

Mortgage

Document Number	0000270023
Date	Aug 29, 2017
Instrument	201700270023

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.3%
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.3%
Index	1-Year LIBOR
Max Rate	8.3%

Tax Assessment & Valuation

The 2025 property tax bill for 652 Central Ave was $3,720, down 6.1% from the year before.

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Danbury Township
Unified School District	Danbury Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,720.00 (-6.06%)	$116,211 (-) Land $55,423 Building $60,788
2024	$3,960.00 (+34.83%)	$116,211 (+35.94%) Land $55,423 Building $60,788	$332,030 Land $158,350 Building $173,680
2023	$2,937.00 (+40.93%)	$85,488 (+41.59%) Land $38,777 Building $46,711
2022	$2,084.00	$60,379 Land $38,777 Building $21,602
2021			$244,250 Land $110,790 Building $133,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 652 Central Ave in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	11 (1998–2021)
Most Recent Claim	May 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 652 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD VILLAGE serves 865 people · EPA ID OH6202411
Water Source	Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 894 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Amplex Wireless, Verizon.

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