652 Cedar Spring St, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 652 Cedar Spring St, Gaithersburg, MD 20877 · Last verified August 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bathrooms	3.5 Baths
Year Built	Built 2005
Square Footage	2,280 sqft Living Area
Lot Size	3,563 sqft (0.082 acres)
Garage	Detached, 400 sqft
Occupancy	Owner Occupied
Last Sale	$565,000 (2022)
Tax Bill	$6,034.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`09-03453962`
Alternative APN	`03453962`

Interior

Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,280 sqft Living Area
1st Floor	900 sqft 1st Floor
Basement Area	500 sqft Basement
Finished Basement	500 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse Style
Exterior Material	Brick Exterior
Roof Material	Composition Shingle Roof
Lot Area	3,563 sqft (0.082 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	400 sqft Garage
Deck Area	200 sqft Deck

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	03453962
Street Address	652 CEDAR SPRING ST
City	GAITHERSBURG
State	MD
Zip	20877-3331
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	HIDDEN CREEK
Legal Subdivision	HIDDEN CREEK
Legal Block	F
Legal Lot Number	18
Jurisdiction	MONTGOMERY MD
Minor Civil Division	9
Census Blockgroup	1
Census Block	1007
Census Tract	700726

Owner

Source: Montgomery County records · APN 09-03453962

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	652 CEDAR SPRING ST, GAITHERSBURG, MD 20877-3331
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 20, 2022 · Amount on Record
Deed Sale	May 20, 2022 · Amount on Record
Prior Sale	Feb 20, 2008 · Amount on Record
Deed Book / Page	65787 / 161
Record Refreshed	Sep 20, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 20, 2022
Property Address	652 CEDAR SPRING ST, GAITHERSBURG, MD 20877-3331
Document Number	0657870161
Book / Page	65787 / 161
Map Reference	PL 22971
Instrument Date	May 05, 2022
Transaction Type	Transfer
Record Updated	Jun 02, 2022
Title Company	CLASSIC SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$8,475.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	652 CEDAR SPRING ST, GAITHERSBURG, MD 20877-3331

Mortgage

Document Number	0065787167
Date	May 20, 2022
Instrument	65787/167

Lender

Name	MORTGAGE ACCESS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$526,500 (+7.03%) Land $150,000 Building $376,500	$526,500 (-) Land $150,000 Building $376,500
2025	$6,034.00 (-3.01%)	$491,933 (+16.35%)	$526,500 (+24.53%) Land $150,000 Building $376,500
2024	$6,221.00 (+28.45%)
2023		$422,800 (+1.18%) Land $150,000 Building $272,800	$422,800 (-) Land $150,000 Building $272,800
2022	$4,843.00	$417,867	$422,800 Land $150,000 Building $272,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.