Kenton County property record for 652 Berlander Dr, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,603 sqft · built 2003 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $131,000 (May 2004) |
| Tax Bill | $2,764 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Apr 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-00-01-115.00 |
| Primary APN | 007-00-01-115.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,603 sqft Finished Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 120 ft deep x 56 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 652 BERLANDER DR |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-9017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GLENHURST SEC 5 LOT 115 |
| Legal Subdivision | GLENHURST |
| Legal Phase | 5 |
| Legal Lot Number | 115 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 63609 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 652 BERLANDER DR, INDEPENDENCE, KY 41051-9017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HERITAGE BANK INC |
| Apr 26, 2019 | Loan Modification, Mortgage HERITAGE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2004 · Amount on File |
| Deed Sale | May 4, 2004 · Amount on File |
| Prior Sale | Nov 10, 2003 · Amount on File |
| Deed Document Number | 200405 04 059 00159 |
| Deed Book / Page | 1319 / 198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 652 BERLANDER DR, INDEPENDENCE, KY 41051-9017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0005900164 |
|---|---|
| Date | Feb 23, 2022 |
| Book Page | 340/934 |
| Instrument | 22022305900164 |
| Name | HERITAGE BANK INC |
|---|---|
| Type | Bank |
| Address | BURLINGTON, KY 41005 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 652 BERLANDER DR, INDEPENDENCE, KY 41051-9017 |
| Document Number | 0000000085 |
| Instrument Date | Apr 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 652 BERLANDER DR INDEPENDENCE KY 410519017, INDEPENDENCE, KY 41051-9017 |
| Document Number | 0000000085 |
|---|---|
| Date | May 9, 2019 |
| Book Page | 0I4260/000312 |
| Instrument | 85 |
| Name | HERITAGE BK |
|---|---|
| Type | Bank |
| Address | BURLINGTON, KY 41005 |
| Term | 120 Months |
|---|---|
| Due | May 8, 2029 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $237,700 (-) Land $45,000 Building $192,700 | $237,700 (-) Land $45,000 Building $192,700 | |
| 2025 | $2,764.00 (+24.34%) | $237,700 (+34.9%) Land $45,000 Building $192,700 | $237,700 (+34.9%) Land $45,000 Building $192,700 |
| 2023 | $2,223.00 | $176,200 Land $30,000 Building $146,200 | $176,200 Land $30,000 Building $146,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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