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652 B Ave, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 652 B Ave, Lake Oswego, OR 97034

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,820 sqft · built 1930
Lot Size0.275 acres (12,000 sqft)
Owner2 Individual Names on File
Last Sale$235,000 (Mar 1995)
Tax Bill$13,538 (2025)
Deeds & MortgagesApr 2019 Mortgage
Oct 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN21E03DC05400

Property Details

APN / Parcel Number

Primary APN21E03DC05400
Alternative APN
  • 00197094

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,820 sqft Living Area
Basement Area1,020 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialOther
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,000 sqft (0.275 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number00197094
Street Address652 B AVE
CityLAKE OSWEGO
StateOR
Zip97034-2956
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal Description29 1ST ADD TO OSWEGO LT 15&16 BLK 43
Legal Range1E
Legal Township2S
Legal Section03
Legal Subdivision1ST ADD TO OSWEGO
Legal Block43
Legal Lot Number15,16
JurisdictionCLACKAMAS OR
Township / Civil DivisionNORTHWEST CLACKAMAS
Census Block Group1
Census Block1050
Census Tract20102

Owner

652 B Ave is owned and occupied by two individuals who bought it in March 1995.

Source: Clackamas County records, as of July 22, 2026

Owner of Record2 Individual Names on File
Mailing Address652 B AVE, LAKE OSWEGO, OR 97034-2956
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2019Deed of Trust, Mortgage · Commercial Mortgage
UMPQUA BANK
Oct 30, 2019Loan Modification, Mortgage · Conventional Mortgage
UMPQUA BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 1995 · Amount on File
Deed SaleMar 16, 1995 · Amount on File
Deed Document Number199515007
Record UpdatedSep 20, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address652 B AVE, LAKE OSWEGO, OR 97034-2956
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021524
DateApr 23, 2019
Instrument2019-021524
Lender
NameUMPQUA BANK
TypeBank
AddressLAKE OSWEGO, OR 97034
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term360 Months
DueApr 15, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCLACKAMAS OR
Property Address652 B AVE, LAKE OSWEGO, OR 97034-2956
Document Number0000073184
Instrument DateOct 30, 2019
Transaction TypeMortgage
Record UpdatedDec 5, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address652 B AVE LAKE OSWEGO OR 970342956, LAKE OSWEGO, OR 97034-2956

Mortgage

Document Number0000073184
DateNov 19, 2019
Instrument73184
Lender
NameUMPQUA BK
TypeBank
AddressLAKE OSWEGO, OR 97034
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 652 B Ave was $13,538.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
MunicipalityLake Oswego City
Unified School DistrictLake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,538.00$706,550$1,797,184 Land $815,274 Building $981,910
2023$12,790.00$665,992$1,659,286 Land $746,726 Building $912,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 652 B Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 652 B Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE OSWEGO MUNICIPAL WATER
serves 40,000 people · EPA ID OR4100457
Water SourcePurchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State InspectionOct 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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