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65197 97th St, Bend, OR 97703 Property Records

Deschutes County property record for 65197 97th St, Bend, OR 97703 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 896 sqft · built 1984
Lot Size2.51 acres (109,336 sqft)
Owner2 Individual Names on File
Last Sale$560,000 (Aug 2022)
Tax Bill$5,338 (2025)
Deeds & MortgagesAug 2025 Second Mortgage
Aug 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN161228-A0-03300

Property Details

APN / Parcel Number

Primary APN161228-A0-03300
Alternative APNs
  • R2007161228A003300
  • 133234

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area896 sqft Living Area
Gross Area1,568 sqft
1st Floor Area896 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area109,336 sqft (2.51 acres)

Exterior Amenities

Deck Area112 sqft
Shed1 Shed
Shed Area120 sqft
Total Buildings4 Buildings

Utilities, Heating & Cooling

SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number133234
Street Address65197 97TH ST
CityBEND
StateOR
Zip97703-8939
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFIRST ADDITION TO WHISPERING PINES ESTATES BLOCK 2 LOT 33
Legal Range12
Legal Township16
Legal Section28
Legal SubdivisionFIRST ADDITION TO WHISPERING PINES ESTAT
Legal Block2
Legal Lot Number33
JurisdictionDESCHUTES OR
Township / Civil DivisionREDMOND
Census Block Group2
Census Block2033
Census Tract1002

Owner

Source: Deschutes County records · APN 161228-A0-03300

Assessment roll updated November 5, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address63227 BRAD ST, BEND, OR 97701-7078
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 04, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CAPITAL ONE NA
Aug 29, 2022Warranty Deed, Transfer · Conventional Mortgage
SUMMIT FUNDING INC
Jun 15, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 29, 2022 · Amount on Record
Deed SaleAug 29, 2022 · Amount on Record
Deed Document Number202232802
Prior Transfer DateJun 09, 2020
Prior Transfer Doc0000027421
Record UpdatedJun 08, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address65197 97TH ST, BEND, OR 97703-8939
Transaction TypeMortgage
Record UpdatedJan 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address65195 97TH ST, BEND, OR 97703-8939

Mortgage

Document Number0000020364
DateAug 04, 2025
Instrument2025-20364
Lender
NameCAPITAL ONE NA
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2055

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateAug 29, 2022
Property Address65197 97TH ST, BEND, OR 97703-8939
Document Number0000032802
Instrument DateAug 29, 2022
Instrument2022-32802
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyWESTERN TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address65195 97TH ST, BEND, OR 97703-8939

Mortgage

Document Number0000032803
DateAug 29, 2022
Instrument2022-32803
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDESCHUTES OR
Recording DateJun 15, 2020
Property Address65195 97TH ST, BEND, OR 97703
Document Number0000027421
Instrument DateJun 09, 2020
Instrument27421
Transaction TypeTransfer
Record UpdatedJun 24, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address19862 TENNESSEE RD BEND OR 977039064, BEND, OR 97703-9064

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
Unified School DistrictRedmond School District 2J (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,338.00 (+25.28%)$340,290 (+23.36%)$1,059,670 (+10.83%) Land $361,610 Building $698,060
2024$4,261.00 (+96%)$275,840 (+90.79%)$956,100 (+88.22%) Land $336,010 Building $620,090
2023$2,174.00$144,580$507,960 Land $336,010 Building $171,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 73% of the US · above 34% of Oregon
Wildfire LikelihoodAbout 1 in 310 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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