6519 Valley Pike, Stephens City, VA 22655 Property Records

Frederick County property record for 6519 Valley Pike, Stephens City, VA 22655

Property Summary

Property Type	Rural Home
Details	4 bd · 1.5 ba · 3,644 sqft · built 1876
Lot Size	34 acres (1,481,040 sqft)
Owner	Company Name on File
Last Sale	$715,000 (Dec 2025)
Tax Bill	$2,643 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jul 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`85A-10`

Property Details

APN / Parcel Number

Primary APN	`85A-10`
Alternative APN	`8025193`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,644 sqft Living Area
1st Floor Area	1,550 sqft
Cellar	Cellar
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1876
Effective Year Built	Effective 1876
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	1,481,040 sqft (34 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	924 sqft

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Porch
Porch Area	466 sqft
Deck Area	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Spring/Creek

Location & Zoning

Account Number	8025193
Street Address	6519 VALLEY PIKE
City	STEPHENS CITY
State	VA
Zip	22655
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Description	PARCEL 10A 34.00 ACRES
Legal Subdivision	1
Jurisdiction	FREDERICK VA
Township / Civil Division	BACK CREEK
Census Block Group	2
Census Block	2060
Census Tract	50600

Owner

6519 Valley Pike, a rural home, is owned by a company that bought it in December 2025.

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	6519 VALLEY PIKE, MIDDLETOWN, VA 22645-1746
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed, Transfer · Commercial Mortgage CAPON VALLEY BANK
Jul 12, 2018	Loan Modification, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2025 · Amount on File
Deed Sale	Dec 10, 2025 · Amount on File
Deed Document Number	202512400
Record Updated	Sep 20, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK VA
Recording Date	Dec 10, 2025
Property Address	6519 VALLEY PIKE, STEPHENS CITY, VA 22655
Document Number	0000012400
Map Reference	DOC 060005690
Instrument Date	Dec 9, 2025
Instrument	250012400
Transaction Type	Transfer
Record Updated	Jan 2, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$715.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6519 VALLEY PIKE, MIDDLETOWN, VA 22645-1746

Mortgage

Document Number	0000012401
Date	Dec 10, 2025
Instrument	250012401

Lender

Name	CAPON VALLEY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 9, 2045

Interest

Rate Type	Adjustable Rate

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK VA
Property Address	6519 VALLEY PIKE, STEPHENS CITY, VA 22655
Document Number	0000007097
Instrument Date	Jul 12, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6519 VALLEY PIKE MIDDLETOWN VA 226451746, MIDDLETOWN, VA 22645-1746

Mortgage

Document Number	0000007097
Date	Jul 24, 2018
Instrument	7097

Lender

Name	BRANCH BK&TR
Type	Bank
Address	GREENVILLE, SC 29607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Jul 23, 2058

Tax Assessment & Valuation

The 2026 property tax bill for 6519 Valley Pike was $2,643, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,643.00 (+10.4%)	$498,704 (-) Land $138,300 Building $360,404	$498,704 (-) Land $138,300 Building $360,404
2025	$2,394.00 (+125.42%)	$498,704 Land $138,300 Building $360,404	$498,704 Land $138,300 Building $360,404
2024	$1,062.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6519 Valley Pike in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6519 Valley Pike is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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