6519 Fredenberg Lake Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 6519 Fredenberg Lake Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.25 ba · 1,330 sqft · built 1998
Lot Size	9.06 acres (394,654 sqft)
Owner	Individual Name on File
Last Sale	$542,500 (Aug 2020)
Tax Bill	$7,470 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2020 Sale & Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`365-0010-02540`

Property Details

APN / Parcel Number

Primary APN	`365-0010-02540`
Alternative APN	`731221`

Interior

Bedrooms	2 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,330 sqft Gross Area
1st Floor Area	988 sqft
Basement Area	900 sqft
Finished Basement	900 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Frame
Lot Area	394,654 sqft (9.06 acres)
Garage Area	1,404 sqft

Exterior Amenities

Porch	Porch
Porch Area	168 sqft
Deck Area	120 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	731221
Street Address	6519 FREDENBERG LAKE RD
City	DULUTH
State	MN
Zip	55803-9468
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	SW1/4 OF SE1/4, EXCEPT PART SUBJECT TOFLOWAGE RIGHTS; AND EXCEPT NORTH 400 FEET OFEAST 600 FEET; AND EXCEPT THAT PART
Legal Range	15W
Legal Township	52N
Legal Section	14
Legal Subdivision	FREDENBERG TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	FREDENBERG
Census Block Group	1
Census Block	1016
Census Tract	10602

Owner

6519 Fredenberg Lake Rd is owned by an individual who acquired it in March 2021.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	127 CHAMBERSBURG DR, DULUTH, MN 55811-3225
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 10, 2020	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS
Jun 22, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Jun 22, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Jun 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 27, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 27, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 27, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 9, 2018	Affidavit of Death, Mortgage · Conventional Mortgage AFFINITY PLUS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2020 · Amount on File
Deed Sale	Aug 10, 2020 · Amount on File
Deed Document Number	20201387528
Last Transfer Date	Mar 18, 2021
Transfer Doc	0001411891
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Jul 1, 2026
Property Address	6519 FREDENBERG LAKE RD, DULUTH, MN 55803-9468
Document Number	0001535327
Instrument Date	Jun 22, 2026
Instrument	20261535327
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 CHAMBERSBURG DR, DULUTH, MN 55811-3225

Mortgage

Document Number	0001535327,
Date	Jul 1, 2026
Instrument	20261535327

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 10, 2020
Property Address	6519 FREDENBERG LAKE RD, DULUTH, MN 55803-9468
Document Number	00A1387528
Instrument Date	Jul 10, 2020
Instrument	A1387528
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,790.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	127 CHAMBERSBURG DR DULUTH MN 558113225, DULUTH, MN 55811-3225

Mortgage

Document Number	A1387529
Date	Aug 10, 2020
Instrument	A1387529

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 9, 2035

June 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST LOUIS MN
Recording Date	Jun 22, 2020
Property Address	6519 FREDENBERG LAKE RD, DULUTH, MN 55803-9468
Document Number	00A1383134
Instrument Date	May 20, 2020
Instrument	A1383134
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6519 FREDENBERG LAKE RD DULUTH MN 558039468, DULUTH, MN 55803-9468

June 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST LOUIS MN
Recording Date	Jun 22, 2020
Property Address	6519 FREDENBERG LAKE RD, DULUTH, MN 55803-9468
Document Number	00A1383134
Instrument Date	May 20, 2020
Instrument	A1383134
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6519 FREDENBERG LAKE RD DULUTH MN 558039468, DULUTH, MN 55803-9468

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 22, 2020
Property Address	6519 FREDENBERG LAKE RD, DULUTH, MN 55803-9468
Document Number	00A1383137
Instrument Date	Apr 29, 2020
Instrument	A1383137
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 96 WALKER MN 564840096, WALKER, MN 56484-0096

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 22, 2020
Property Address	6519 FREDENBERG LAKE RD, DULUTH, MN 55803-9468
Document Number	00A1383135
Instrument Date	Apr 29, 2020
Instrument	A1383135
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6519 FREDENBERG LAKE RD DULUTH MN 558039468, DULUTH, MN 55803-9468

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 27, 2019
Property Address	6519 FREDENBERG LAKE RD, DULUTH, MN 55803-9468
Document Number	00A1370323
Instrument Date	Dec 26, 2019
Instrument	A1370323
Transaction Type	Transfer
Record Updated	Jan 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1.65
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6519 FREDENBERG LAKE RD DULUTH MN 558039468, DULUTH, MN 55803-9468

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 27, 2019
Property Address	6519 FREDENBERG LAKE RD, DULUTH, MN 55803-9468
Document Number	00A1370324
Instrument Date	Dec 26, 2019
Instrument	A1370324
Transaction Type	Transfer
Record Updated	Jan 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1.65
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6519 FREDENBERG LAKE RD DULUTH MN 558039468, DULUTH, MN 55803-9468

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 27, 2019
Property Address	6519 FREDENBERG LAKE RD, DULUTH, MN 55803-9468
Document Number	00A1370322
Instrument Date	Dec 26, 2019
Instrument	A1370322
Transaction Type	Transfer
Record Updated	Jan 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1.65
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6515 FREDENBERG LAKE RD DULUTH MN 558039468, DULUTH, MN 55803-9468

January 2018: Affidavit of Death, Mortgage

Document Type	Affidavit of Death
Jurisdiction	ST LOUIS MN
Recording Date	Jan 9, 2018
Property Address	6519 FREDENBERG LAKE RD, DULUTH, MN 55803-9468
Document Number	00A1325605
Instrument Date	Dec 15, 2017
Instrument	A1325605
Transaction Type	Mortgage
Record Updated	Jan 24, 2018
Title Company	AFFINITY PLUS TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6519 FREDENBERG LAKE RD DULUTH MN 558039468, DULUTH, MN 55803-9468

Mortgage

Document Number	A1325606
Date	Jan 9, 2018
Instrument	A1325606

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 6519 Fredenberg Lake Rd was $7,470, up 5.2% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Fredenberg Township
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,470.00 (+5.18%)
2025	$7,102.00 (+3.05%)	$703,000 (+5.22%) Land $353,400 Building $349,600	$703,000 (+5.22%) Land $353,400 Building $349,600
2024	$6,892.00	$668,100 Land $316,100 Building $352,000	$668,100 Land $316,100 Building $352,000
2022		$638,100 Land $302,400 Building $335,700	$638,100 Land $302,400 Building $335,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6519 Fredenberg Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6519 Fredenberg Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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