6518 Morningside Ct, Middletown, MD 21769 Property Records

Frederick County property record for 6518 Morningside Ct, Middletown, MD 21769

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,354 sqft · built 1981
Lot Size	3.03 acres (131,987 sqft)
Owner	2 Individual Names on File
Last Sale	$360,500 (Jul 2019)
Tax Bill	$4,645 (2024)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-432648`

Property Details

APN / Parcel Number

Primary APN	`22-432648`
Alternative APN	`432648`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,354 sqft Living Area
Gross Area	3,285 sqft
1st Floor Area	1,854 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	131,987 sqft (3.03 acres)
Garage Type	Attached
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	703 sqft
Porch	Open Porch
Porch Area	175 sqft
Deck Area	216 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	432648
Street Address	6518 MORNINGSIDE CT
City	MIDDLETOWN
State	MD
Zip	21769-7028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	L10 BL A SEC 3 3.03 MORNINGSIDE
Legal Subdivision	MORNINGSIDE
Legal Block	A
Legal Lot Number	10
Jurisdiction	FREDERICK MD
Township / Civil Division	22, BURKITTSVILLE
Census Block Group	2
Census Block	2013
Census Tract	752501

Owner

6518 Morningside Ct is owned and occupied by two individuals who bought it in July 2019.

Source: Frederick County records, as of August 4, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6518 MORNINGSIDE CT, MIDDLETOWN, MD 21769-7028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2019 · Amount on File
Deed Sale	Jul 19, 2019 · Amount on File
Prior Sale	Aug 31, 1993 · Amount on File
Deed Book / Page	13095 / 89
Transfer Doc	0035350585
Record Updated	Jun 8, 2026

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 19, 2019
Property Address	6518 MORNINGSIDE CT, MIDDLETOWN, MD 21769-7028
Document Number	0130950089
Book / Page	13095 / 0089
Map Reference	MB 16 PG 167
Instrument Date	Jun 29, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	BRENNAN TTL CO NATL ACCOUNTS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,802.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6518 MORNINGSIDE CT, MIDDLETOWN, MD 21769-7028

Mortgage

Document Number	0130950095
Date	Jul 19, 2019
Book Page	13095/0095

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$445,267	$491,800 Land $140,200 Building $351,600
2024	$4,645.00 (+8.65%)
2023	$4,275.00	$352,200 Land $111,100 Building $241,100	$352,200 Land $111,100 Building $241,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6518 Morningside Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6518 Morningside Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20