6518 Cox Rd, Bartow, FL 33830 Property Records

Polk County property record for 6518 Cox Rd, Bartow, FL 33830

Property Summary

Property Type	Pasture
Details	4 bd · 4 ba · 3,968 sqft · built 2024
Lot Size	12.7 acres (555,660 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,596 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-30-08-692971-000030`

Property Details

APN / Parcel Number

Primary APN	`26-30-08-692971-000030`
Alternative APN	`083026692971000030`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,968 sqft Gross Area
1st Floor Area	3,368 sqft
Flooring	Tile

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	555,660 sqft
View / Lot	Agricultural
Garage Type	Attached
Garage Area	600 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	1,148 sqft
Shed	1 Shed
Shed Area	3,600 sqft

Location & Zoning

Street Address	6518 COX RD
City	BARTOW
State	FL
Zip	33830-9626
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Pasture
Legal Description	MCSTUCKERS RANCH PB 197 PGS 22-23 LOT 3
Legal Subdivision	MCSTUCKERS RANCH
Legal Block	2
Legal Lot Number	3
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	3
Census Block	3009
Census Tract	15301

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6518 COX RD, BARTOW, FL 33830-9626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE, INC
Jan 9, 2025	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
May 22, 2023	Deed of Trust, Mortgage · Construction Mortgage MIDFLORIDA CU
Mar 13, 2023	Correction Deed

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 13, 2023
Transfer Doc	0000058247
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	May 29, 2026
Property Address	6518 COX RD, BARTOW, FL 33830-9626
Document Number	0000127743
Book / Page	14016 / 1457
Instrument Date	May 22, 2026
Instrument	2026127743
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6518 COX RD, BARTOW, FL 33830-9626
Investor	Possibly a Property Investor

Mortgage

Document Number	0000127743,
Date	May 29, 2026
Book Page	14016/1457
Instrument	2026127743

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	6518 COX RD, BARTOW, FL 33830-9626
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5301 US HIGHWAY 98 S, LAKELAND, FL 33812

Mortgage

Document Number	0000006322
Date	Jan 9, 2025
Book Page	13396/730
Instrument	2025006322

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 5, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	6518 COX RD, BARTOW, FL 33830-9626
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	UNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3505 BRIDGEFIELD DR, LAKELAND, FL 33803-5912

Mortgage

Document Number	0000118452
Date	May 22, 2023
Book Page	12698/2023
Instrument	2023118452

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	375 Months
Due	Aug 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Aug 1, 2034
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	1-Year T-Bill
Max Rate	9.37%

March 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	POLK FL
Recording Date	Mar 13, 2023
Property Address	6518 COX RD, BARTOW, FL 33830-9626
Document Number	0000058247
Book / Page	12613 / 1125
Map Reference	MB 197 PG 22
Instrument Date	Mar 13, 2023
Instrument	2023058247
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2610 LONGHORN AVE, LAKELAND, FL 33801-6425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3505 BRIDGEFIELD DR, LAKELAND, FL 33803-5912

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$534,860 (+13.06%)	$623,432 (+4.49%) Land $155,083 Building $468,349
2025	$5,596.00	$473,070	$596,670 Land $124,183 Building $472,487

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	7 (2004–2022)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Alternative Choice Wireless, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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