65165 94th St, Bend, OR 97703 Property Records

Deschutes County property record for 65165 94th St, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,716 sqft · built 2020
Lot Size	2.51 acres (109,336 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Jul 2015)
Tax Bill	$5,432 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`161228 A0 00900`

Property Details

APN / Parcel Number

Primary APN	`161228 A0 00900`
Alternative APNs	`R2007161228A000900` `133198`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	1,716 sqft Living Area
1st Floor Area	1,536 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Architectural Style	Mobile/Manufactured
Lot Area	109,336 sqft (2.51 acres)
Garage Type	Mixed
Garage Area	484 sqft

Exterior Amenities

Deck Area	472 sqft
Shed	1 Shed
Shed Area	80 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	133198
Old Parcel Number	R2007161228A000900
Street Address	65165 94TH ST
City	BEND
State	OR
Zip	97703-8469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:28 BLK:3 SUBD:FIRST ADDITION TO WHISPERING PINES ESTAT SEC/TWN/RNG/MER:SEC 28 TWN 16 RNG 12 MAP REF:161228-A0
Legal Range	12E
Legal Township	16S
Legal Section	28
Legal Quarter	NE
Legal Subdivision	FIRST ADDITION TO WHISPERING PINES ESTAT
Legal Block	3
Legal Lot Number	28
Jurisdiction	DESCHUTES OR
Township / Civil Division	REDMOND
Census Block Group	2
Census Block	2032
Census Tract	1002

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	65165 94TH ST, BEND, OR 97703-8469
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2019	Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Apr 28, 2022	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Jul 29, 2020	Intrafamily Transfer, Transfer · Construction Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2015 · Amount on Record
Deed Sale	Jul 15, 2015 · Amount on Record
Prior Sale	Jul 15, 2015 · Amount on Record
Deed Document Number	0000028728
Last Transfer Date	Jul 29, 2020
Transfer Doc	0000036953
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	65165 94TH ST, BEND, OR 97703-8469
Transaction Type	Mortgage
Record Updated	Nov 28, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002387
Date	Jan 24, 2019
Instrument	2019-02387

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97213

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	65165 94TH ST, BEND, OR 97703-8469
Transaction Type	Mortgage
Record Updated	Nov 28, 2022
Title Company	DESCHUTES COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027073
Date	Apr 30, 2021
Instrument	2021-27073

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	65165 94TH ST, BEND, OR 97703-8469
Transaction Type	Mortgage
Record Updated	Nov 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65165 94TH ST, BEND, OR 97703-8469

Mortgage

Document Number	0000017487
Date	Apr 28, 2022
Instrument	2022-17487

Lender

Name	UMPQUA BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Jul 29, 2020
Property Address	65165 94TH ST, BEND, OR 97703-8469
Document Number	0000036953
Map Reference	CAB A PG 157
Instrument Date	Jul 8, 2020
Instrument	2020-36953
Transaction Type	Transfer
Record Updated	Nov 28, 2022
Title Company	DESCHUTES COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	65165 94TH ST, BEND, OR 97703-8469

Mortgage

Document Number	0000036954
Date	Jul 29, 2020
Instrument	2020-36954

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	1-Year LIBOR
Max Rate	9.87%

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,432.00 (+4.58%)	$346,310 (+3%)	$901,030 (-5.71%) Land $364,610 Building $536,420
2024	$5,194.00 (+5.78%)	$336,230 (+3%)	$955,580 (-) Land $339,010 Building $616,570
2023	$4,910.00	$326,440	$955,580 Land $339,010 Building $616,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · lower than 71% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20

May also be available: Verizon.

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