6516 Cedar Key Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 6516 Cedar Key Dr, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,830 sqft · built 2021
Lot Size	0.447 acres (19,471 sqft)
Owner	2 Individual Names on File
Last Sale	$399,900 (Dec 2021)
Tax Bill	$3,916 (2024)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-2N-28-2324-00D00-0160`

Property Details

APN / Parcel Number

Primary APN	`19-2N-28-2324-00D00-0160`
Alternative APN	`N28219232400D000160`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,830 sqft Living Area
Gross Area	3,748 sqft
1st Floor Area	2,830 sqft
Flooring	Wood

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	19,471 sqft (0.447 acres)
Lot Dimensions	212 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	366 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6516 CEDAR KEY DR
City	MILTON
State	FL
Zip	32570-7886
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	MAGNOLIA GLEN PH 1 PB 13 PG 63 & 64 LOT 16 BLK D AS DES IN OR 4222 PG 489
Legal Range	28W
Legal Township	2N
Legal Section	19
Legal Subdivision	MAGNOLIA GLEN PH 1&2
Legal Block	D
Legal Lot Number	16
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	1
Census Block	1030
Census Tract	10506

Owner

Source: Santa Rosa County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6516 CEDAR KEY DR, MILTON, FL 32570-7886
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 17, 2021 · Amount on Record
Deed Sale	Dec 17, 2021 · Amount on Record
Deed Document Number	202183517
Deed Book / Page	4222 / 489
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 17, 2021
Property Address	6516 CEDAR KEY DR, MILTON, FL 32570-7886
Document Number	0042220489
Book / Page	4222 / 489
Map Reference	MB 13 PG 63
Instrument Date	Dec 16, 2021
Instrument	202183517
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	CLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,799.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6478 HIGHWAY 90G, MILTON, FL 32570

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6516 CEDAR KEY DR, MILTON, FL 32570-7886

Mortgage

Document Number	0004222491
Date	Dec 17, 2021
Instrument	4222/491

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$370,194 (+2.9%)	$380,329 (-6.1%) Land $50,000 Building $330,329
2024	$3,916.00 (+4.09%) Homeowner's exemption	$359,761 (+3%)	$405,042 (+15.96%) Land $50,000 Building $355,042
2023	$3,762.00 (+2.09%) Homeowner's exemption	$349,283 (+2.9%) Land $43,000 Building $306,283	$349,283 (+2.9%) Land $43,000 Building $306,283
2022	$3,685.00 Homeowner's exemption	$339,437	$339,437 Land $44,000 Building $295,437

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2014–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Communications Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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