6516 Cabana Trce, Starke, FL 32091 Property Records

Clay County property record for 6516 Cabana Trce, Starke, FL 32091

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,958 sqft · built 2021
Lot Size	0.509 acres (22,215 sqft)
Owner	2 Individual Names on File
Last Sale	$94,500 (Apr 2019)
Tax Bill	$10,354 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-06-23-021646-002-43`

Property Details

APN / Parcel Number

Primary APN	`15-06-23-021646-002-43`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,958 sqft Heated Area
Gross Area	5,640 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,215 sqft (0.509 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	6516 CABANA TRCE
City	STARKE
State	FL
Zip	32091-9723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 43 KINGSLEY COVE AS REC OR 4185 PG 1718
Legal Range	23
Legal Township	06
Legal Section	15
Legal Subdivision	KINGSLEY
Legal Lot Number	43
Jurisdiction	CLAY FL
Township / Civil Division	KEYSTONE HEIGHTS
Census Block Group	1
Census Block	1036
Census Tract	980000

Owner

6516 Cabana Trce is owned and occupied by two individuals who bought it in April 2019.

Source: Clay County records, as of December 18, 2025

Owner of Record	2 Individual Names on File
Mailing Address	6516 CABANA TRCE, STARKE, FL 32091-9723
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage COUNTRY FIN'L CU
Apr 26, 2019	Deed with Mortgage, Transfer · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2019 · Amount on File
Deed Sale	Apr 26, 2019 · Amount on File
Deed Document Number	2019021208
Deed Book / Page	4185 / 1718
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	6516 CABANA TRCE, STARKE, FL 32091-9723
Document Number	0043640338
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6516 CABANA TRCE STARKE FL 320919723, STARKE, FL 32091-9723

Mortgage

Document Number	0043640338
Date	Oct 13, 2020
Book Page	004364/000338
Instrument	53170

Lender

Name	COUNTRY FIN'L CU
Address	MACCLENNY, FL 32063

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 12, 2050

April 2019: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	CLAY FL
Recording Date	Apr 26, 2019
Property Address	6516 CABANA TRCE, STARKE, FL 32091-9723
Document Number	0041851718
Book / Page	004185 / 001718
Instrument Date	Apr 24, 2019
Instrument	21208
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	PROVIDENCE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$661.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	S7I WAKEMONT DR ORANGE PARK FL 32065, ORANGE PARK, FL 32065

Mortgage

Document Number	41851718
Date	Apr 26, 2019
Book Page	004185/001718
Instrument	21209

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 25, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 6516 Cabana Trce was $10,354 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,354.00 Homeowner's exemption	$719,028	$876,331 Land $225,000 Building $651,331
2023	$10,026.00 (+26.27%) Homeowner's exemption	$678,412 (+20.87%)	$884,645 (+37.41%) Land $225,000 Building $659,645
2022	$7,940.00 Homeowner's exemption	$561,257	$643,817 Land $125,000 Building $518,817

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6516 Cabana Trce in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6516 Cabana Trce is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: CenturyLink.

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