6515 Mountain Ridge Pass, Plainfield, IL 60586 Property Records

Will County property record for 6515 Mountain Ridge Pass, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,946 sqft · built 2005
Lot Size	0.14 acres (5,945 sqft)
Owner	2 Individual Names on File
Last Sale	$400,500 (Jun 2025)
Tax Bill	$6,998 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-31-406-020`

Property Details

APN / Parcel Number

Primary APN	`06-03-31-406-020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,946 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Roof Material	Shingle
Lot Area	5,945 sqft (0.14 acres)
Garage Type	Attached
Garage Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	6515 MOUNTAIN RIDGE PASS
City	PLAINFIELD
State	IL
Zip	60586-2804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 869 IN CATON RIDGE WEST SUB UNIT 3, BEING A SUB OF THAT PRT OF SEC 31, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	31
Legal Subdivision	CATON RIDGE WEST UNIT 3
Legal Lot Number	869
Legal Unit	3
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	2
Census Block	2016
Census Tract	880432

Owner

6515 Mountain Ridge Pass is owned and occupied by two individuals who bought it in June 2025.

Source: Will County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6515 MOUNTAIN RIDGE PASS, PLAINFIELD, IL 60586-2804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2025	Warranty Deed, Transfer · Conventional Mortgage SOLUTIONS FINANCIAL MORTGAGE COMPAN
Jun 27, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
May 2, 2022	Deed, Transfer HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY
Oct 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2025 · Amount on File
Deed Sale	Jun 26, 2025 · Amount on File
Prior Sale	Jun 27, 2022 · Amount on File
Deed Document Number	202533818
Prior Transfer Date	Oct 28, 2020
Prior Transfer Doc	0000096089
Record Updated	Oct 29, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jun 26, 2025
Property Address	6515 MOUNTAIN RIDGE PASS, PLAINFIELD, IL 60586-2804
Document Number	0000033818
Map Reference	DOC R2003-287934
Instrument Date	Jun 13, 2025
Instrument	R2025033818
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6515 MOUNTAIN RIDGE PASS, PLAINFIELD, IL 60586-2804

Mortgage

Document Number	0000033819
Date	Jun 26, 2025
Instrument	R2025033819

Lender

Name	SOLUTIONS FINANCIAL MORTGAGE COMPAN
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.87%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jun 27, 2022
Property Address	6515 MOUNTAIN RIDGE PASS, PLAINFIELD, IL 60586-2804
Document Number	0000049207
Map Reference	DOC R2003-287934
Instrument Date	Jun 7, 2022
Instrument	R2022049207
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6515 MOUNTAIN RIDGE PASS, PLAINFIELD, IL 60586-2804

Mortgage

Document Number	0000049208
Date	Jun 27, 2022
Instrument	R2022049208

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2032
Change Frequency	2 Years
Min Rate At Change	3%
Max Rate At Change	9.5%
Index	Other
Margin	3
Max Rate	9.5%

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WILL IL
Recording Date	May 2, 2022
Property Address	6515 MOUNTAIN RIDGE PASS, PLAINFIELD, IL 60586-2804
Document Number	0000034981
Map Reference	DOC R2003-287934
Instrument Date	Apr 8, 2022
Instrument	R2022034981
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 E LEXINGTON CIR, YORKVILLE, IL 60560-9638

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILL IL
Recording Date	Oct 29, 2020
Property Address	6515 MOUNTAIN RIDGE PASS, PLAINFIELD, IL 60586-2804
Document Number	0000096089
Instrument Date	Oct 28, 2020
Instrument	96089
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1906 PUTNAM ST PERU IL 613541761, PERU, IL 61354-1761

Tax Assessment & Valuation

The 2025 property tax bill for 6515 Mountain Ridge Pass was $6,998.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,998.00	$110,076 (+8.45%) Land $23,039 Building $87,037	$330,228 (+8.45%) Land $69,117 Building $261,111
2024		$101,499 Land $21,244 Building $80,255	$304,497 Land $63,732 Building $240,765
2022	$5,601.00 Homeowner's exemption Senior Citizen's exemption	$82,334 Land $17,233 Building $65,101	$247,002 Land $51,699 Building $195,303

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6515 Mountain Ridge Pass in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6515 Mountain Ridge Pass is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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