6515 Ladd Dr, Durham, NC 27712 Property Records

Durham County property record for 6515 Ladd Dr, Durham, NC 27712

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,113 sqft · built 1976
Lot Size	1.13 acres (49,223 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Jul 2018)
Tax Bill	$3,342 (2026)
Deeds & Mortgages	Dec 2025 Transfer Apr 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0826-71-5653`

Property Details

APN / Parcel Number

Primary APN	`0826-71-5653`
Alternative APNs	`0826-71-56-5331` `082604715666` `188204`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,113 sqft Heated Area
1st Floor Area	1,112 sqft
Basement Area	965 sqft
Unfinished Basement	965 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Cape Cod
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Asbestos
Lot Area	49,223 sqft (1.13 acres)
Lot Dimensions	250 ft deep x 135 ft wide
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	6515 LADD DR
City	DURHAM
State	NC
Zip	27712-3429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	EDEN LAKES/SEC:04/LT#55 PL:000084-000063
Legal Subdivision	EDEN LAKES SEC 4
Legal Lot Number	55
Jurisdiction	DURHAM NC
Township / Civil Division	LEBANON
Census Block Group	3
Census Block	3000
Census Tract	1603

Owner

6515 Ladd Dr is owned and occupied by two individuals who bought it in July 2018.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6515 LADD DR, DURHAM, NC 27712-3429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 7, 2021	Deed of Trust, Mortgage · Line of Credit DUKE UNIVERSITY FCU
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage NTFN
Jul 18, 2018	Warranty Deed, Transfer · Conventional with PMI NTFN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2018 · Amount on File
Deed Sale	Jul 18, 2018 · Amount on File
Prior Sale	Jul 16, 2014 · Amount on File
Deed Document Number	201824784
Deed Book / Page	8468 / 545
Prior Transfer Date	Jul 11, 2014
Prior Transfer Doc	0075300788
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DURHAM NC
Recording Date	Dec 1, 2025
Property Address	6515 LADD DR, DURHAM, NC 27712-3429
Document Number	0104360006
Book / Page	10436 / 6
Map Reference	MB 84 PG 63
Instrument Date	Nov 22, 2025
Instrument	2025155890
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6515 LADD DR, DURHAM, NC 27712-3429

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6515 LADD DR, DURHAM, NC 27712-3429

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	6515 LADD DR, DURHAM, NC 27712-3429
Transaction Type	Mortgage
Record Updated	May 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0092890503
Date	Apr 7, 2021
Book Page	9289/503
Instrument	2021017250

Lender

Name	DUKE UNIVERSITY FCU
Type	Credit Union
Address	DURHAM, NC 27705

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	6515 LADD DR, DURHAM, NC 27712-3429
Document Number	0089970874
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6515 LADD DR DURHAM NC 277123429, DURHAM, NC 27712-3429

Mortgage

Document Number	0089970874
Date	Jul 8, 2020
Book Page	008997/000874
Instrument	26560

Lender

Name	NTFN
Address	LEWISVILLE, TX 75067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 7, 2045

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jul 18, 2018
Property Address	6515 LADD DR, DURHAM, NC 27712-3429
Document Number	0084680545
Book / Page	008468 / 000545
Instrument Date	Jul 6, 2018
Instrument	24784
Transaction Type	Transfer
Record Updated	Aug 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6515 LADD DR DURHAM NC 277123429, DURHAM, NC 27712-3429

Mortgage

Document Number	84680547
Date	Jul 18, 2018
Book Page	008468/000547
Instrument	24785

Lender

Name	NTFN
Address	LEWISVILLE, TX 75067

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 6515 Ladd Dr was $3,342, up 3.7% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,342.00 (+3.72%)	$463,367 (-) Land $130,200 Building $333,167	$463,367 (-) Land $130,200 Building $333,167
2025	$3,222.00	$463,367 Land $130,200 Building $333,167	$463,367 Land $130,200 Building $333,167
2023	$2,171.00 (+3.83%)	$224,556 Land $71,320 Building $153,236	$224,556 Land $71,320 Building $153,236
2022	$2,091.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6515 Ladd Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Sep 1996 · Hurricane Fran

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6515 Ladd Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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