6515 Cottage Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6515 Cottage Ln, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2005
Square Footage	2,784 sqft Heated Area
Lot Size	28,750 sqft (0.66 acres)
Occupancy	Owner Occupied
Last Sale	$352,800 (2008)
Tax Bill	$3,959.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`127553`
Alternative APN	`022631443300010910`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,784 sqft Heated Area
Gross Area	3,955 sqft Gross Area
1st Floor	2,376 sqft 1st Floor
Upper Floors	408 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2005
Exterior Material	Aluminum Siding Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	28,750 sqft (0.66 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	690 sqft Garage

Exterior Amenities

Pool Area	364 sqft Pool
Fence	Fence
Deck Area	586 sqft Deck
Porch	Open Porch
Porch Area	481 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	127553
Street Address	6515 COTTAGE LN
City	SAINT CLOUD
State	FL
Zip	34771-8803
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NORTHSHORE-STAGE TWO PB 17 PGS 35-36 LOT 91 LESS BEG AT SW COR OF LOT 91, N 66 DEG E 142.17 FT, S 88 DEG W 111.99 FT, S 26
Legal Range	31E
Legal Township	26S
Legal Section	02
Legal Subdivision	NORTHSHORE-STATE ONE
Legal Tract	4433
Legal Block	1
Legal Lot Number	91
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	1
Census Block	1034
Census Tract	43801

Owner

Source: Osceola County records · APN 127553

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	6515 COTTAGE LN, SAINT CLOUD, FL 34771-8803
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 22, 2008 · Amount on Record
Deed Sale	Sep 22, 2008 · Amount on Record
Prior Sale	Sep 22, 2008 · Amount on Record
Deed Doc Number	0037392902
Deed Book / Page	3739 / 2902
Last Transfer Date	Dec 23, 2010
Transfer Doc	0040770250
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,959.00 (+7.38%) Homeowner's exemption	$275,214 (+5.99%)	$482,800 (+2.01%) Land $65,000 Building $417,800
2023	$3,687.00 (+4.21%) Homeowner's exemption	$259,668 (+3%)	$473,300 (+25.78%) Land $65,000 Building $408,300
2022	$3,538.00 Homeowner's exemption	$252,105	$376,300 Land $60,000 Building $316,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	About 1 in 207 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.