Deschutes County property record for 65140 78th St, Bend, OR 97703 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,740 sqft · built 1995 |
| Lot Size | 2.57 acres (111,949 sqft) |
| Owner | Individual Name on File |
| Last Sale | $829,000 (Jul 2023) |
| Tax Bill | $4,450 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Jul 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161227-A0-00500 |
| Primary APN | 161227-A0-00500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,740 sqft Living Area |
| Gross Area | 2,460 sqft |
| 1st Floor Area | 1,264 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Bi-Level |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 111,949 sqft (2.57 acres) |
| Garage Area | 720 sqft |
| Deck Area | 116 sqft |
| Heating System | Heat Pump |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 143942 |
|---|---|
| Street Address | 65140 78TH ST |
| City | BEND |
| State | OR |
| Zip | 97703-8947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FIRST ADDITION TO WHISPERING PINES ESTATES BLOCK 15 LOT 31 |
| Legal Range | 12 |
| Legal Township | 16 |
| Legal Section | 27 |
| Legal Subdivision | FIRST ADDITION TO WHISPERING PINES ESTAT |
| Legal Block | 15 |
| Legal Lot Number | 31 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | REDMOND |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 1002 |
Source: Deschutes County records · APN 161227-A0-00500
Assessment roll updated November 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19360 SEATON LOOP, BEND, OR 97702-2996 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Jul 28, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage RICHARD A GUMPERY ETUX |
| Jun 07, 2017 | Deed of Trust, Mortgage · Line of Credit MID OREGON FCU |
| Jun 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC |
| May 17, 2019 | Warranty Deed, Transfer · Conventional Mortgage ACCEPTANCE CAPITAL MORTGAGE CORP |
| Jan 03, 2018 | Loan Modification, Mortgage · Conventional Mortgage MID OR FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 28, 2023 · Amount on Record |
| Deed Sale | Jul 28, 2023 · Amount on Record |
| Prior Sale | May 17, 2019 · Amount on Record |
| Deed Document Number | 202318492 |
| Last Transfer Date | Mar 30, 2026 |
| Transfer Doc | 0000009287 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Mar 30, 2026 |
| Property Address | 65140 78TH ST, BEND, OR 97703-8947 |
| Document Number | 0000009287 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 2026-09287 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19360 SEATON LOOP, BEND, OR 97702-2996 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Jul 28, 2023 |
| Property Address | 65140 78TH ST, BEND, OR 97703-8947 |
| Document Number | 0000018492 |
| Map Reference | CAB A PG 197 |
| Instrument Date | Jul 27, 2023 |
| Instrument | 2023-18492 |
| Transaction Type | Transfer |
| Record Updated | Aug 08, 2023 |
| Title Company | FIRST AMERICAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 19360 SEATON LOOP, BEND, OR 97702-2996 |
| Document Number | 0000018493 |
|---|---|
| Date | Jul 28, 2023 |
| Instrument | 2023-18493 |
| Name | RICHARD A GUMPERY ETUX |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Aug 01, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 65140 78TH ST, BEND, OR 97703-8947 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WESTERN TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000021741 |
|---|---|
| Date | Jun 07, 2017 |
| Instrument | 2017-21741 |
| Name | MID OREGON FCU |
|---|---|
| Type | Credit Union |
| Address | BEND, OR 97708 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 06, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 65140 78TH ST, BEND, OR 97703-8947 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|
| Document Number | 0000027219 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 2020-27219 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 01, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | May 17, 2019 |
| Property Address | 65140 78TH ST, BEND, OR 97703-8947 |
| Document Number | 0000016185 |
| Map Reference | CAB A PG 197 |
| Instrument Date | May 08, 2019 |
| Instrument | 2019-16185 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2021 |
| Title Company | DESCHUTES COUNTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 65140 78TH ST, BEND, OR 97703-8947 |
| Document Number | 0000016186 |
|---|---|
| Date | May 17, 2019 |
| Instrument | 2019-16186 |
| Name | ACCEPTANCE CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 65140 78TH ST, BEND, OR 97703-8947 |
| Document Number | 0000000647 |
| Instrument Date | Jan 03, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2019 |
| Title Company | WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 65140 78TH ST BEND OR 977038947, BEND, OR 97703-8947 |
| Document Number | 0000000647 |
|---|---|
| Date | Jan 08, 2019 |
| Instrument | 647 |
| Name | MID OR FCU |
|---|---|
| Type | Credit Union |
| Address | BEND, OR 97708-6749 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Unified School District | Redmond School District 2J (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,450.00 (+4.58%) | $283,680 (+3%) | $688,190 (-4.67%) Land $314,480 Building $373,710 |
| 2024 | $4,255.00 (+5.79%) | $275,420 (+3%) | $721,920 (-) Land $292,370 Building $429,550 |
| 2023 | $4,022.00 (+5.43%) | $267,400 (+6.09%) | $721,920 (+31.54%) Land $292,370 Building $429,550 |
| 2022 | $3,815.00 | $252,060 | $548,840 Land $206,300 Building $342,540 |
Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures