6514 Moraga Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 6514 Moraga Dr, Carmichael, CA 95608 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1985
Square Footage1,744 sqft Living Area
Lot Size6,970 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$392,500 (2017)
Tax Bill$5,406.00 (2025)

Property Details

APN / Parcel Number

Primary APN236-0345-003-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,744 sqft Living Area
1st Floor832 sqft 1st Floor
2nd Floor912 sqft 2nd Floor
Family RoomFamily Room
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleCustom Design Style
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area6,970 sqft (0.16 acres)
Parking Spaces2 Parking Spaces
Garage Area480 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address6514 MORAGA DR
CityCARMICHAEL
StateCA
Zip95608-1150
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLARCHMONT HILLS 09, LOT 644
Legal SubdivisionLARCHMONT HILLS 09
Legal Lot Number644
JurisdictionSACRAMENTO CA
Minor Civil DivisionSACRAMENTO
Census Blockgroup5
Census Block5009
Census Tract7903

Owner

Source: Sacramento County records · APN 236-0345-003-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6514 MORAGA DR, CARMICHAEL, CA 95608-1150
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Mar 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jul 10, 2017Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 10, 2017 · Amount on Record
Deed SaleJul 10, 2017 · Amount on Record
Prior SaleMar 31, 2014 · Amount on Record
Deed Book / Page20170710 / 1207
Prior Transfer DateJul 26, 2016
Prior Transfer Doc0000000249
Record RefreshedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address6514 MORAGA DR, CARMICHAEL, CA 95608-1150
Transaction TypeMortgage
Record UpdatedMay 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6514 MORAGA DR, CARMICHAEL, CA 95608-1150

Mortgage

Document Number0000001045
DateMar 11, 2021
Instrument202103111045
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address6514 MORAGA DR, CARMICHAEL, CA 95608-1150
Transaction TypeMortgage
Record UpdatedMar 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address6514 MORAGA DR, CARMICHAEL, CA 95608-1150

Mortgage

Document Number3110000001045
DateMar 11, 2021
Book Page20210311/1045
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateJul 10, 2017
Property Address6514 MORAGA DR, CARMICHAEL, CA 95608-1150
Document Number1707101207
Instrument DateJun 16, 2017
Instrument1707101207
Transaction TypeTransfer
Record UpdatedJul 25, 2017
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$431.00
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address6514 MORAGA DR CARMICHAEL CA 956081150, CARMICHAEL, CA 95608-1150

Mortgage

Document Number1707101208
DateJul 10, 2017
Instrument1707101208
Lender
NameFINANCE OF AMERICA MTG
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJul 09, 2047

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$455,523 (+2%) Land $92,843 Building $362,680
2025$5,406.00 (+2.15%)$446,592 (+4.04%) Land $91,023 Building $355,569
2024$5,292.00 (+1.61%)
2023$5,208.00 (+2.04%)$429,253 Land $87,490 Building $341,763
2022$5,104.00

Flood & Wildfire

6514 Moraga Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Sacramento County (06067C), updated September 29, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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