Mecklenburg County property record for 6514 Bells Mill Dr, Charlotte, NC 28269
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,052 sqft · built 1997 |
| Lot Size | 0.178 acres (7,775 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $425,000 (Oct 2025) |
| Tax Bill | $2,885 (2024) |
| Deeds & Mortgages | Sep 2024 Line of Credit Oct 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 029-533-08 |
| Primary APN | 029-533-08 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,052 sqft Heated Area |
| Gross Area | 2,472 sqft |
| 1st Floor Area | 957 sqft |
| Upper Floors Area | 1,095 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 7,775 sqft (0.178 acres) |
| Garage Area | 420 sqft |
| Deck Area | 120 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 6514 BELLS MILL DR |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28269-9112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-9PUD |
| Legal Description | L8 B15 M27-358 |
| Legal Subdivision | BELLS MILL VILLAGE HLND CRK VI |
| Legal Block | 15 |
| Legal Lot Number | 8 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 5519 |
Source: Mecklenburg County records, as of October 28, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 6514 BELLS MILL DR, CHARLOTTE, NC 28269-9112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Oct 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 22, 2020 | Deed of Trust, Mortgage · Conventional with PMI LOWER |
| Jul 22, 2019 | Deed of Trust, Mortgage · Conventional with PMI TIAA FSB |
| May 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2025 · Amount on Record |
| Deed Sale | Oct 17, 2025 · Amount on Record |
| Prior Sale | May 17, 2018 · Amount on Record |
| Deed Document Number | 2025106878 |
| Deed Book / Page | 39940 / 957 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 6514 BELLS MILL DR, CHARLOTTE, NC 28269-9112 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 6514 BELLS MILL DR, CHARLOTTE, NC 28269-9112 |
| Document Number | 0000085332 |
|---|---|
| Date | Sep 9, 2024 |
| Book Page | 39059/57 |
| Instrument | 2024085332 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 19, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 17, 2025 |
| Property Address | 6514 BELLS MILL DR, CHARLOTTE, NC 28269-9112 |
| Document Number | 0000106878 |
| Book / Page | 39940 / 957 |
| Map Reference | MB 27 PG 358 |
| Instrument Date | Oct 17, 2025 |
| Instrument | 2025106878 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INS COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 308 AUGUSTUS LN, MOUNT HOLLY, NC 28120-7702 |
| Name | Verified Name |
|---|---|
| Address | 6514 BELLS MILL DR, CHARLOTTE, NC 28269-9112 |
| Document Number | 0000106879 |
|---|---|
| Date | Oct 17, 2025 |
| Instrument | 2025106879 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 6514 BELLS MILL DR, CHARLOTTE, NC 28269-9112 |
| Document Number | 0000220274 |
| Instrument Date | Dec 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Title Company | MEYMAX TITLE AGENCY LLC, MEYMAX TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6514 BELLS MILL DR CHARLOTTE NC 282699112, CHARLOTTE, NC 28269-9112 |
| Document Number | 0000220274 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 035483/000017 |
| Instrument | 220274 |
| Name | LOWER |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 28, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 6514 BELLS MILL DR, CHARLOTTE, NC 28269-9112 |
| Document Number | 0000095394 |
| Instrument Date | Jul 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 6514 BELLS MILL DR CHARLOTTE NC 282699112, CHARLOTTE, NC 28269-9112 |
| Document Number | 0000095394 |
|---|---|
| Date | Jul 26, 2019 |
| Book Page | 033702/000833 |
| Instrument | 95394 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 25, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 17, 2018 |
| Property Address | 6514 BELLS MILL DR, CHARLOTTE, NC 28269-9112 |
| Document Number | 0000060438 |
| Book / Page | 32686 / 159 |
| Map Reference | MB28 PG358 |
| Instrument Date | May 17, 2018 |
| Instrument | 2018060438 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | AUSTIN TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $506.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1420 ABBEY PL APT 108, 1420, CHARLOTTE, NC 28209-3068 |
| Name | Verified Name |
|---|---|
| Address | 6514 BELLS MILL DR, CHARLOTTE, NC 28269-9112 |
| Document Number | 0000060439 |
|---|---|
| Date | May 17, 2018 |
| Instrument | 2018060439 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: Mecklenburg County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $381,100 Land $85,000 Building $296,100 | ||
| 2024 | $2,885.00 | ||
| 2023 | $381,100 Land $85,000 Building $296,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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