6513 E Watson Rd, Mooresville, IN 46158 Property Records

Morgan County property record for 6513 E Watson Rd, Mooresville, IN 46158

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,569 sqft · built 2017
Lot Size	1.1 acres (48,003 sqft)
Owner	Trust Name on File
Tax Bill	$2,438 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55-06-16-400-003.003-015`

Property Details

APN / Parcel Number

Primary APN	`55-06-16-400-003.003-015`
Alternative APNs	`0550616400003003` `00001017183`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,569 sqft Living Area
1st Floor Area	2,569 sqft
Family Room	Family Room

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	48,003 sqft (1.1 acres)
Garage Type	Mixed
Garage Area	1,560 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001017183
Street Address	6513 E WATSON RD
City	MOORESVILLE
State	IN
Zip	46158-6152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S16 T13 R2E PT E SE 1.102 A AKA PARCEL 3 LAURAL RIDGE
Legal Range	2E
Legal Township	13
Legal Section	16
Jurisdiction	MORGAN IN
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2019
Census Tract	510102

Owner

6513 E Watson Rd is owner-occupied and held in a trust since August 2015.

Source: Morgan County records, as of June 22, 2026

Owner of Record	Trust Name on File
Mailing Address	6513 E WATSON RD, MOORESVILLE, IN 46158-6152
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Feb 20, 2017	Deed of Trust, Mortgage · ARM BMO HARRIS BANK NA
May 1, 2020	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2015
Deed Sale	Aug 12, 2015
Deed Document Number	20158583
Prior Transfer Date	Apr 16, 2013
Prior Transfer Doc	201402840
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IN
Property Address	6513 E WATSON RD, MOORESVILLE, IN 46158-6152
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6513 E WATSON RD, MOORESVILLE, IN 46158-6152

Mortgage

Document Number	202103936
Date	Mar 18, 2021
Instrument	202103936

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 8, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IN
Property Address	6513 E WATSON RD, MOORESVILLE, IN 46158-6152
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201702091
Date	Feb 20, 2017
Instrument	201702091

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Mar 1, 2020
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.12%
Index	1-Year LIBOR
Max Rate	8.12%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IN
Property Address	6513 E WATSON RD, MOORESVILLE, IN 46158-6152
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202004735
Date	May 1, 2020
Instrument	202004735

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 7, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 6513 E Watson Rd was $2,438 with a homeowner's exemption, up % from the year before.

Source: Morgan County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Morgan County
County Subdivision	Madison Township
Unified School District	Mooresville Consolidated School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,438.00 (+0.04%) Homeowner's exemption	$503,700 Land $85,400 Building $418,300	$503,700 Land $85,400 Building $418,300
2024	$2,437.00 (+3.18%)
2023	$2,362.00 (+0.17%)	$442,600 (+9.45%) Land $85,400 Building $357,200	$442,600 (+9.45%) Land $85,400 Building $357,200
2022	$2,358.00	$404,400 Land $85,400 Building $319,000	$404,400 Land $85,400 Building $319,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6513 E Watson Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective March 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6513 E Watson Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORGAN COUNTY RURAL WATER COMPANY serves 8,800 people · EPA ID IN5255010
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
South Central Indiana REMC Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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