6512 Wards Gap Rd, Casar, NC 28020 Property Records

Cleveland County property record for 6512 Wards Gap Rd, Casar, NC 28020

Property Summary

Property Type	Single Family Home
Details	3,621 sqft · built 2014
Lot Size	27.2 acres (1,187,620 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Mar 2014)
Tax Bill	$4,944 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Feb 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`42622`

Property Details

APN / Parcel Number

Primary APN	`42622`
Alternative APN	`1311686`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	3,621 sqft Finished Area
Upper Floors Area	939 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	1,187,620 sqft (27.2 acres)
Garage Area	996 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	1,364 sqft
Lean-To	800 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1311686
Street Address	6512 WARDS GAP RD
City	CASAR
State	NC
Zip	28020-7742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	27.264 AC RD 1547
Legal Subdivision	TRI COUNTY
Legal Block	1
Legal Lot Number	39
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	4
Census Block	4001
Census Tract	950101

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6512 WARDS GAP RD, CASAR, NC 28020-7742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL SAVINGS BANK OF LINCOLNTON
Feb 22, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL SAVINGS BANK OF LINCOLNTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2014 · Amount on Record
Deed Sale	Mar 3, 2014 · Amount on Record
Prior Sale	Mar 7, 2008 · Amount on Record
Deed Document Number	20141677
Deed Book / Page	1673 / 1356
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	6512 WARDS GAP RD, CASAR, NC 28020-7742
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6512 WARDS GAP RD, CASAR, NC 28020-7742

Mortgage

Document Number	0019642417
Date	Jan 9, 2026
Book Page	1964/2417
Instrument	200123310

Lender

Name	FIRST FEDERAL SAVINGS BANK OF LINCOLNTON
Type	Bank
Address	320 E MAIN ST, LINCOLNTON, NC 28092

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 25, 2041

Interest

Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	6512 WARDS GAP RD, CASAR, NC 28020-7742
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6512 WARD GAP RD, CASAR, NC 28020-7742

Mortgage

Document Number	0018332640
Date	Feb 22, 2021
Book Page	1833/2640
Instrument	200051202

Lender

Name	FIRST FEDERAL SAVINGS BANK OF LINCOLNTON
Type	Bank
Address	LINCOLNTON, NC 28092

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 25, 2036

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,944.00 (+1.15%)	$769,902 (-) Land $154,619 Building $615,283	$769,902 (-) Land $154,619 Building $615,283
2025	$4,888.00	$769,902 (+37.64%) Land $154,619 Building $615,283	$769,902 (+37.64%) Land $154,619 Building $615,283
2023		$559,370 Land $107,520 Building $451,850	$559,370 Land $107,520 Building $451,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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