Frederick County property record for 6512 Springwater Ct, Apt 4103, Frederick, MD 21701
| Property Type | Condominium |
|---|---|
| Details | built 1996 |
| Lot Size | 0.026 acres (1,145 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $221,000 (Mar 2006) |
| Tax Bill | $2,900 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-295658 |
| Primary APN | 09-295658 |
|---|---|
| Alternative APNs |
|
| Units | 15 Units |
|---|
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Condo/Apartment |
| Lot Area | 1,145 sqft (0.026 acres) |
| Sewer | Municipal |
|---|
| Account Number | 295658 |
|---|---|
| Street Address | 6512 SPRINGWATER CT, 4103 |
| City | FREDERICK |
| State | MD |
| Zip | 21701-5881 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | PUD |
| Legal Description | UNIT 4103 BLDG 4 PHASE F 1,145 SQ. FT. SPRING RIDGE CONDO |
| Legal Subdivision | SPRING RIDGE CONDO |
| Legal Phase | 1,F |
| Legal Lot Number | 4103 |
| Legal Unit | 4103 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 9, NEW MARKET |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 751902 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6512 SPRINGWATER CT, 4103, FREDERICK, MD 21701-5881 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jan 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2006 · Amount on Record |
| Deed Sale | Mar 3, 2006 · Amount on Record |
| Prior Sale | Jul 27, 2004 · Amount on Record |
| Deed Document Number | 200661548 |
| Deed Book / Page | 5887 / 535 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6512 SPRINGWATER CT APT 4103, 4103, FREDERICK, MD 21701-5881 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | CLEAR TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0144330468 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 14433/468 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6512 SPRINGWATER CT APT 4103, 4103, FREDERICK, MD 21701-5881 |
| Document Number | 0122720305 |
| Instrument Date | Jan 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2018 |
| Name | Verified Name |
|---|---|
| Address | 6512 SPRINGWATER CT #4103 FREDERICK MD 217015881, 4103, FREDERICK, MD 21701-5881 |
| Document Number | 0122720305 |
|---|---|
| Date | Feb 9, 2018 |
| Book Page | 012272/000305 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 8, 2048 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $251,667 (+23.67%) | $270,000 (+25.58%) Land $70,000 Building $200,000 | |
| 2025 | $2,900.00 (+19.15%) | ||
| 2023 | $2,434.00 | $203,500 | $215,000 Land $60,000 Building $155,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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