6512 Saddleback Cir, Memphis, TN 38141 Property Records

Shelby County property record for 6512 Saddleback Cir, Memphis, TN 38141

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,912 sqft · built 1989
Lot Size	0.245 acres (10,685 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Jul 2022)
Tax Bill	$1,776 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D0-255N-I0-0049`

Property Details

APN / Parcel Number

Primary APN	`D0-255N-I0-0049`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,912 sqft Living Area
Gross Area	3,406 sqft
1st Floor Area	1,209 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,685 sqft (0.245 acres)
Lot Dimensions	120 ft deep x 67 ft wide
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces
Deck Area	450 sqft
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	6512 SADDLEBACK CIR
City	MEMPHIS
State	TN
Zip	38141-0761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	WS SADDLEBACK CIRCLE
Legal Subdivision	BERKSHIRE FARMS PHASE B
Legal Lot Number	123
Jurisdiction	SHELBY TN
Township / Civil Division	12
Census Block Group	1
Census Block	1018
Census Tract	21754

Owner

6512 Saddleback Cir is owned and occupied by two individuals who bought it in July 2022.

Source: Shelby County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6512 SADDLEBACK CIR, MEMPHIS, TN 38141-0761
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2022 · Amount on File
Deed Sale	Jul 21, 2022 · Amount on File
Prior Sale	Jun 24, 2002 · Amount on File
Deed Document Number	202281617
Prior Transfer Date	Dec 15, 2010
Prior Transfer Doc	0000130820
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jul 21, 2022
Property Address	6512 SADDLEBACK CIR, MEMPHIS, TN 38141-0761
Document Number	0022081617
Map Reference	MB 123 PG 5
Instrument Date	Jul 18, 2022
Instrument	22081617
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	DE TITLE SERVICES LLC, DELTA TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$906.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6512 SADDLEBACK CIR, MEMPHIS, TN 38141-0761

Mortgage

Document Number	0022081618
Date	Jul 21, 2022
Instrument	22081618

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 6512 Saddleback Cir was $1,776.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,776.00	$66,050 Land $11,775 Building $54,275	$264,200 Land $47,100 Building $217,100
2023		$47,525 Land $6,100 Building $41,425
2022	$1,611.00
2021			$190,100 Land $24,400 Building $165,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6512 Saddleback Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6512 Saddleback Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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