6512 81st St, Cabin John, MD 20818 Property Records

Montgomery County property record for 6512 81st St, Cabin John, MD 20818

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,934 sqft · built 1923
Lot Size	0.436 acres (18,975 sqft)
Owner	2 Individual Names on File
Last Sale	$805,000 (Apr 2015)
Tax Bill	$9,217 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-00482694`

Property Details

APN / Parcel Number

Primary APN	`07-00482694`
Alternative APN	`00482694`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,934 sqft Living Area
1st Floor Area	1,526 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Multi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	18,975 sqft (0.436 acres)
Garage Type	Detached
Garage Area	180 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00482694
Street Address	6512 81ST ST
City	CABIN JOHN
State	MD
Zip	20818-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	CABIN JOHN PARK SEC 2
Legal Subdivision	CABIN JOHN PARK
Legal Block	2
Legal Lot Number	P71
Jurisdiction	MONTGOMERY MD
Township / Civil Division	7
Census Block Group	2
Census Block	2013
Census Tract	705800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Washington Aqueduct listed 1973 · 8 contributing resources · National Historic Landmark (designated 1973) · NRIS 73002123

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

6512 81st St is owned and occupied by two individuals who bought it in April 2015.

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6512 81ST ST, CABIN JOHN, MD 20818-1203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2015 · Amount on File
Deed Sale	Apr 14, 2015 · Amount on File
Prior Sale	Jul 7, 1999
Deed Book / Page	50092 / 418
Transfer Doc	0000152982
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	6512 81ST ST, CABIN JOHN, MD 20818-1203
Transaction Type	Mortgage
Record Updated	Aug 2, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0635180058
Date	Jul 16, 2021
Book Page	63518/58

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 6512 81st St was $9,217.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$820,967 (+3.96%)	$883,500 (+11.88%) Land $782,900 Building $100,600
2025	$9,217.00	$789,700 Land $711,600 Building $78,100	$789,700 Land $711,600 Building $78,100
2023		$789,700 Land $711,600 Building $78,100	$789,700 Land $711,600 Building $78,100
2022	$8,997.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6512 81st St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	15 (1979–2022)
Claims Outside the SFHA	15 of 15
Most Recent Claim	Aug 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6512 81st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20