6511 Surfside Blvd, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 6511 Surfside Blvd, Apollo Beach, FL 33572

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,975 sqft · built 1986
Lot Size	0.428 acres (18,632 sqft)
Owner	2 Company Names on Record
Last Sale	$815,000 (May 2023)
Tax Bill	$9,117 (2025)
Deeds & Mortgages	May 2026 Sale May 2026 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`052091-1504`

Property Details

APN / Parcel Number

Primary APN	`052091-1504`
Alternative APN	`U1731191T1000000000020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,975 sqft Living Area
Gross Area	2,759 sqft
1st Floor Area	879 sqft
2nd Floor Area	924 sqft
Upper Floors Area	172 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	18,632 sqft (0.428 acres)
Lot Dimensions	167 ft deep x 80 ft wide
View / Lot	Bay
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	364 sqft
Porch	Open Porch
Porch Area	301 sqft
Patio Area	440 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0520911504
Street Address	6511 SURFSIDE BLVD
City	APOLLO BEACH
State	FL
Zip	33572-3011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	COBIA CAY LOT 2
Legal Range	19E
Legal Township	31S
Legal Section	17
Legal Subdivision	COBIA CAY
Legal Tract	1T1
Legal Lot Number	2
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	1
Census Block	1015
Census Tract	14117

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	6511 SURFSIDE BLVD, APOLLO BEACH, FL 33572-3011
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Warranty Deed, Transfer EXECUTIVE TITLE
May 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
May 3, 2023	Warranty Deed, Transfer · Balloon Mortgage ETERNAL SOLUTIONS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2023 · Amount on Record
Deed Sale	May 3, 2023 · Amount on Record
Prior Sale	Oct 23, 2009 · Amount on Record
Deed Document Number	2023189260
Last Transfer Date	May 1, 2026
Transfer Doc	0000191328
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	May 19, 2026
Property Address	6511 SURFSIDE BLVD, APOLLO BEACH, FL 33572-3011
Document Number	0000191328
Instrument Date	May 1, 2026
Instrument	2026191328
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	EXECUTIVE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6511 SURFSIDE BLVD, APOLLO BEACH, FL 33572-3011

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Recording Date	May 4, 2026
Property Address	6511 SURFSIDE BLVD, APOLLO BEACH, FL 33572-3011
Document Number	0000170729
Instrument Date	Apr 27, 2026
Instrument	2026170729
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6511 SURFSIDE BLVD, APOLLO BEACH, FL 33572-3011

Mortgage

Document Number	0000170729,
Date	May 4, 2026
Instrument	2026170729

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.75%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	May 3, 2023
Property Address	6511 SURFSIDE BLVD, APOLLO BEACH, FL 33572-3011
Document Number	0000189260
Map Reference	MB 53 PG 20
Instrument Date	May 1, 2023
Instrument	2023189260
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	PARAMOUNT TITLE II

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,705.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5644 SUNSET FALLS DR, APOLLO BEACH, FL 33572-3111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6511 SURFSIDE BLVD, APOLLO BEACH, FL 33572-3011

Mortgage

Document Number	0000190315
Date	May 3, 2023
Instrument	2023190315

Lender

Name	ETERNAL SOLUTIONS LLC
Type	Non-Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	36 Months
Due	May 1, 2026

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$521,706 (+2.7%)	$611,175 (-2.61%) Land $254,400 Building $356,775
2025	$9,117.00 (+8.1%) Homeowner's exemption	$507,990 (+66.53%)	$627,571 (+0.91%) Land $254,400 Building $373,171
2024	$8,434.00 (+64.15%)
2023	$5,138.00 (+4.58%) Homeowner's exemption	$305,049 (+3%)	$621,920 (+10.88%) Land $233,200 Building $388,720
2022	$4,913.00 Homeowner's exemption	$296,164	$560,892 Land $212,000 Building $348,892

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 622 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	630 units insured incl. 8 condo units
Nearby Flood Claims	328 (1983–2025)
Most Recent Claim	Mar 2025 · other causes
Claims by Event	Hurricane Milton, Oct 2024 · 17 claims Hurricane Helene, Sep 2024 · 249 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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