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6510 Stevens Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 6510 Stevens Rd, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,114 sqft · built 2022
Lot Size41.4 acres (1,805,562 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Dec 2021)
Tax Bill$4,882 (2026)
Deeds & MortgagesMar 2022 Construction Loan
Dec 2021 Sale
Flood ZoneZone X (minimal risk)
APN365-0010-03850

Property Details

APN / Parcel Number

Primary APN365-0010-03850
Alternative APNs
  • 1146731
  • 962077

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories1 Story
Building Area2,114 sqft Gross Area
1st Floor Area2,436 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Construction TypeFrame
Lot Area1,805,562 sqft (41.4 acres)
Garage Area1,034 sqft
PorchSlab
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelPropane

Location & Zoning

Account Number1146731
Street Address6510 STEVENS RD
CityDULUTH
StateMN
Zip55803-9492
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN1/2 OF NW1/4, EXCEPT THAT PART OF THE WEST1600 FEET, LYING SOUTH OF THE NORTH 630.03FEET THEREOF; AND EXCEPT THAT PART OF
Legal Range15W
Legal Township52N
Legal Section22
Legal SubdivisionFREDENBERG TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionFREDENBERG
Census Block Group1
Census Block1025
Census Tract10602

Owner

Source: St. Louis County records · APN 365-0010-03850

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6510 STEVENS RD, DULUTH, MN 55803-9492
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2022Deed of Trust, Mortgage · Construction Mortgage
NORTH SHORE BANK OF COMMERCE
Dec 27, 2021Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 27, 2021 · Amount on Record
Deed SaleDec 27, 2021 · Amount on Record
Prior SaleJul 22, 2009 · Amount on Record
Deed Document Number20211433574
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address6510 STEVENS RD, DULUTH, MN 55803-9492
Transaction TypeMortgage
Record UpdatedAug 15, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4686 MIDWAY RD, HERMANTOWN, MN 55811-9768

Mortgage

Document Number0001439883
DateMar 28, 2022
Instrument1439883
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateApr 01, 2028
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5.5%
Index1-Year CMT
Max Rate9.5%

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateDec 27, 2021
Property Address6510 STEVENS RD, DULUTH, MN 55803-9492
Document Number0001433574
Instrument DateDec 16, 2021
Instrument1433574
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$495.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4686 MIDWAY RD, HERMANTOWN, MN 55811-9768

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionFredenberg Township
Unified School DistrictHermantown Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,882.00 (+1.88%) Homeowner's exemption
2025$4,792.00 (+4.49%) Homeowner's exemption$488,500 (+0.8%) Land $144,800 Building $343,700$488,500 (+0.8%) Land $144,800 Building $343,700
2024$4,586.00$484,600 (+466.78%) Land $119,000 Building $365,600$484,600 (+466.78%) Land $119,000 Building $365,600
2022$85,500 Land $85,500$85,500 Land $85,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370106021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 39% of Minnesota
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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