Transylvania County property record for 651 Whitmire Rd, Brevard, NC 28712 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,739 sqft · built 2012 |
| Lot Size | 10.3 acres (451,282 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $369,000 (Aug 2019) |
| Tax Bill | $2,371 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 8564-81-1496-000 |
| Primary APN | 8564-81-1496-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,739 sqft Heated Area |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 451,282 sqft (10.3 acres) |
| View / Lot | Waterfront |
| Cooling System | Wall Unit |
|---|---|
| Heating Fuel | Electric |
| Account Number | 70497770 |
|---|---|
| Street Address | 651 WHITMIRE RD |
| City | BREVARD |
| State | NC |
| Zip | 28712-7397 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OFF SR 1128 |
| Jurisdiction | TRANSYLVANIA NC |
| Township / Civil Division | CATHEYS CREEK |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 960501 |
Source: Transylvania County records · APN 8564-81-1496-000
Assessment roll updated August 19, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 651 WHITMIRE RD, BREVARD, NC 28712-7397 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 03, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FORT FINANCIAL CU |
| Aug 21, 2019 | Warranty Deed, Transfer · Conventional Mortgage FORT FINANCIAL CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 21, 2019 · Amount on Record |
| Deed Sale | Aug 21, 2019 · Amount on Record |
| Prior Sale | Oct 05, 2011 · Amount on Record |
| Deed Document Number | 20194218 |
| Deed Book / Page | 890 / 255 |
| Prior Transfer Date | Oct 18, 2017 |
| Prior Transfer Doc | 0008220222 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Property Address | 651 WHITMIRE RD, BREVARD, NC 28712-7397 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 651 WHITMIRE RD, BREVARD, NC 28712-7397 |
| Document Number | 0010670717 |
|---|---|
| Date | Feb 03, 2023 |
| Book Page | 1067/717 |
| Instrument | 2023000522 |
| Name | FORT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | GASTONIA, NC 28054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jan 27, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Recording Date | Aug 21, 2019 |
| Property Address | 651 WHITMIRE RD, BREVARD, NC 28712-7397 |
| Document Number | 0008900255 |
| Book / Page | 890 / 255 |
| Instrument Date | Aug 19, 2019 |
| Instrument | 2019004218 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $738.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 651 WHITMIRE RD, BREVARD, NC 28712-7397 |
| Document Number | 2019004219 |
|---|---|
| Date | Aug 21, 2019 |
| Instrument | 2019004219 |
| Name | FORT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
Source: Transylvania County records · Assessment roll updated August 19, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Transylvania County |
| Unified School District | Transylvania County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,371.00 (+7.14%) | $493,640 (+46.83%) Land $110,040 Building $383,600 | $493,640 (+46.83%) Land $110,040 Building $383,600 |
| 2023 | $2,213.00 | $336,200 Land $101,560 Building $234,640 | $336,200 Land $101,560 Building $234,640 |
Source: FEMA National Flood Hazard Layer, Transylvania County (37175C), updated June 26, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371759605012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 1 of 2 on primary residences |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Wildfire Risk | Low above 37% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,961 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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