651 W Temperance Rd, Temperance, MI 48182 Property Records

Monroe County property record for 651 W Temperance Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,884 sqft · built 1905
Lot Size	0.64 acres (27,878 sqft)
Owner	Individual Name on Record
Tax Bill	$2,323 (2025)
Deeds & Mortgages	Dec 2025 Transfer Dec 2025 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`02-490-005-00`

Property Details

APN / Parcel Number

Primary APN	`02-490-005-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,884 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	27,878 sqft (0.64 acres)
Lot Dimensions	198 ft deep x 140 ft wide
Garage Type	Mixed
Garage Area	728 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	448 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	651 W TEMPERANCE RD
City	TEMPERANCE
State	MI
Zip	48182-1657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3/TVOD
Legal Description	PLAT OF TEMPERANCE E 140 FT OF LOT 5
Legal Subdivision	PLAT OF TEMPERANCE
Legal Lot Number	5
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1004
Census Tract	833500

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	651 W TEMPERANCE RD, TEMPERANCE, MI 48182-1657
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Quit Claim Deed, Transfer Quitclaim
Dec 29, 2025	Intrafamily Transfer, Transfer
Aug 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 3, 2025
Transfer Doc	0000021259
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Dec 29, 2025
Property Address	651 W TEMPERANCE RD, TEMPERANCE, MI 48182-1657
Document Number	0000021259
Map Reference	LB 1 PG 28
Instrument Date	Dec 3, 2025
Instrument	2025R21259
Transaction Type	Transfer
Record Updated	Jan 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6255 TELEGRAPH RD, ERIE, MI 48133-9407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 W TEMPERANCE RD, TEMPERANCE, MI 48182-1657

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Dec 29, 2025
Property Address	651 W TEMPERANCE RD, TEMPERANCE, MI 48182-1657
Document Number	0000021258
Map Reference	LB 1 PG 28
Instrument Date	Dec 3, 2025
Instrument	2025R21258
Transaction Type	Transfer
Record Updated	Jan 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	651 W TEMPERANCE RD, TEMPERANCE, MI 48182-1657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 W TEMPERANCE RD, TEMPERANCE, MI 48182-1657

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	651 W TEMPERANCE RD, TEMPERANCE, MI 48182-1657
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 W TEMPERANCE RD, TEMPERANCE, MI 48182-1657

Mortgage

Document Number	2021R21313
Date	Aug 12, 2021
Instrument	2021R21313

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,300 (+3.22%) Land $131,300	$262,600 (+3.22%) Land $262,600
2025	$2,323.00 (+2.88%) Homeowner's exemption	$127,200 (+29.93%) Land $127,200	$254,400 (+29.93%) Land $254,400
2024	$2,258.00 (+9.45%)
2023	$2,063.00 Homeowner's exemption	$97,900	$195,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (1987–2017)
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Buckeye Cablesystem Cable	1,000 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Verizon.

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