651 W 6th St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 651 W 6th St, Gilroy, CA 95020

Property Summary

Property Type	Multi-Family Dwellings
Details	92,950 sqft · built 1993
Lot Size	3.65 acres (159,172 sqft)
Owner	Company Name on File
Last Sale	$19,608,181 (Nov 2017)
Tax Bill	$6,407 (2025)
Deeds & Mortgages	Nov 2017 Loan Modification Nov 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`799-18-001`

Property Details

APN / Parcel Number

Primary APN	`799-18-001`

Interior

Units	110 Units
Stories	2 Stories
Building Area	92,950 sqft Living Area
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	159,172 sqft
Garage Area	99 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Water Source	Well

Location & Zoning

Street Address	651 W 6TH ST
City	GILROY
State	CA
Zip	95020-6154
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	PUD
Legal Description	MAP V PG 22 BLK 1
Legal Subdivision	JAS A CLAYTON & COS
Legal Block	1
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1032
Census Tract	512511

Owner

651 W 6th St, a residential property, is owned by a company that bought it in November 2017 and is owner-occupied.

Source: Santa Clara County records, as of August 31, 2026

Owner of Record	Company Name on File
Mailing Address	22645 GRAND ST, HAYWARD, CA 94541-5031
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2017	Loan Modification, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Nov 30, 2017	Grant Deed, Transfer CALIFORNIA MUNICIPAL FINANCE AUTHORITY
Nov 1, 2017	Loan Modification, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2017 · Amount on File
Deed Sale	Nov 30, 2017 · Amount on File
Deed Document Number	201723816122
Record Updated	Oct 29, 2026

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA CLARA CA
Property Address	651 W 6TH ST, GILROY, CA 95020-6154
Document Number	0023813627
Instrument Date	Nov 27, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	650 5TH ST GILROY CA 950205700, GILROY, CA 95020-5700

Mortgage

Document Number	0023813627
Date	Nov 28, 2017
Instrument	23813627

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	GILROY, CA 95020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	684 Months
Due	Nov 27, 2074

Interest

Rate	2.6%

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 30, 2017
Property Address	651 W 6TH ST, GILROY, CA 95020-6154
Document Number	0023816122
Map Reference	MAP V PG23
Instrument Date	Nov 2, 2017
Instrument	23816122
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22645 GRAND ST, HAYWARD, CA 94541-5031
Mail Care Of	EDEN HOUSING

Mortgage

Document Number	0023816125
Date	Nov 30, 2017
Instrument	23816125

Lender

Name	CALIFORNIA MUNICIPAL FINANCE AUTHORITY
Type	Government Agency
Address	BREA, CA 92821

Agreement

Amount	Amount on Record

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA CLARA CA
Property Address	651 W 6TH ST, GILROY, CA 95020-6154
Document Number	0023813628
Instrument Date	Nov 1, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	22645 GRAND ST HAYWARD CA 945415031, HAYWARD, CA 94541-5031

Mortgage

Document Number	0023813628
Date	Nov 28, 2017
Instrument	23813628

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	SAN JOSE, CA 95118

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 651 W 6th St was $6,407 with an additional exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$16,880,136 (+1.89%) Land $4,197,836 Building $12,682,300
2025	$6,407.00 Additional exemption filed	$16,566,373 Land $4,115,526 Building $12,450,847
2023	$6,276.00 (-19.42%) Additional exemption filed	$15,971,529 Land $3,955,716 Building $12,015,813
2022	$7,789.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 651 W 6th St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 651 W 6th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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