651 W 40 N, Orem, UT 84057 Property Records

Utah County property record for 651 W 40 N, Orem, UT 84057

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,035 sqft · built 1977
Lot Size	0.195 acres (8,495 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Dec 2021)
Tax Bill	$2,307 (2025)
Deeds & Mortgages	May 2024 Second Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-004-0004`

Property Details

APN / Parcel Number

Primary APN	`41-004-0004`
Alternative APN	`055576`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,035 sqft Living Area
Gross Area	3,606 sqft
1st Floor Area	999 sqft
Basement Area	999 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1994
Architectural Style	A-Frame
Exterior Material	Metal
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	8,495 sqft (0.195 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Raised Porch
Porch Area	273 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	055576
Street Address	651 W 40 N
City	OREM
State	UT
Zip	84057-1905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4, PLAT C, ROBERT HALL SUB AREA 0.195 AC.
Legal Subdivision	ROBERT HALL SUB
Legal Lot Number	4
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	1
Census Block	1012
Census Tract	804

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	651 W 40 N, OREM, UT 84057-1905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Dec 1, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 25, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2021 · Amount on Record
Deed Sale	Dec 1, 2021 · Amount on Record
Prior Sale	Oct 30, 2012 · Amount on Record
Deed Document Number	2021200593
Prior Transfer Date	Apr 19, 2019
Prior Transfer Doc	0000034797
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	651 W 40 N, OREM, UT 84057-1905
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028308
Date	May 1, 2024
Instrument	28308:2024

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2044

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Dec 1, 2021
Property Address	651 W 40 N, OREM, UT 84057-1905
Document Number	0000200593
Instrument Date	Dec 1, 2021
Instrument	200593:2021
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	UNKNOWN, PROSPECT TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 W 40 N, OREM, UT 84057-1905

Mortgage

Document Number	0000200634
Date	Dec 1, 2021
Instrument	200634:2021

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	371 Months
Due	Nov 1, 2052

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Apr 25, 2019
Property Address	651 W 40 N, OREM, UT 84057-1905
Document Number	0000034797
Instrument Date	Apr 19, 2019
Instrument	34797
Transaction Type	Transfer
Record Updated	May 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	651 W 40 N OREM UT 840571905, OREM, UT 84057-1905

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$294,525 (-44.08%)	$535,500 (+1.67%) Land $189,800 Building $345,700
2025	$2,307.00	$526,700 (+97.49%) Land $189,800 Building $336,900	$526,700 (+8.62%) Land $189,800 Building $336,900
2024	$2,307.00 (+13.7%)
2023	$2,029.00 (-1.41%)	$266,695	$484,900 Land $180,800 Building $304,100
2022	$2,058.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband.

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