651 W 10th Ave, Oshkosh, WI 54902 Property Records

Winnebago County property record for 651 W 10th Ave, Oshkosh, WI 54902

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,194 sqft · built 1920
Lot Size	0.169 acres (7,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Oct 2024)
Tax Bill	$2,346 (2024)
Deeds & Mortgages	Oct 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-04040000`

Property Details

APN / Parcel Number

Primary APN	`13-04040000`
Alternative APN	`913-04040000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,194 sqft Living Area
1st Floor Area	1,194 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	7,350 sqft (0.169 acres)
Lot Dimensions	150 ft deep x 49 ft wide
Garage Type	Detached
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	913-04040000
Street Address	651 W 10TH AVE
City	OSHKOSH
State	WI
Zip	54902-6301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 4 NEFF & FULLERS REPLAT
Legal Subdivision	NEFF & FULLERS REPLAT
Legal Lot Number	4
Jurisdiction	WINNEBAGO WI
Township / Civil Division	OSHKOSH
Census Block Group	2
Census Block	2005
Census Tract	1300

Owner

Source: Winnebago County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	651 W 10TH AVE, OSHKOSH, WI 54902-6301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2024 · Amount on Record
Deed Sale	Oct 1, 2024 · Amount on Record
Prior Sale	May 2, 2016 · Amount on Record
Deed Document Number	20241931078
Record Updated	Sep 20, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Oct 1, 2024
Property Address	651 W 10TH AVE, OSHKOSH, WI 54902-6301
Document Number	0001931078
Map Reference	MAP 1894
Instrument Date	Sep 30, 2024
Instrument	1931078
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 W 10TH AVE, OSHKOSH, WI 54902-6301

Mortgage

Document Number	0001931079
Date	Oct 1, 2024
Instrument	1931079

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2054

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
Municipality	Oshkosh City
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$126,000 (-) Land $23,900 Building $102,100
2024	$2,346.00 (-2.57%)	$126,000 (+52.73%) Land $23,900 Building $102,100
2023	$2,408.00 (+1.09%) Homeowner's exemption	$82,500 (-) Land $15,400 Building $67,100	$119,214 Land $22,253 Building $96,961
2022	$2,382.00 Homeowner's exemption	$82,500 Land $15,400 Building $67,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20