651 View Point Rd, Highlands, NC 28741 Property Records

Macon County property record for 651 View Point Rd, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 2,314 sqft · built 2003
Lot Size	2.27 acres (98,881 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (Jul 2019)
Tax Bill	$4,120 (2026)
Deeds & Mortgages	Nov 2017 Line of Credit Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7530895589`

Property Details

APN / Parcel Number

Primary APN	`7530895589`
Alternative APNs	`0536883` `132792`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,314 sqft Heated Area
1st Floor Area	1,664 sqft
Upper Floors Area	650 sqft
Basement Area	1,664 sqft
Finished Basement	1,664 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	98,881 sqft (2.27 acres)
Terrain	Steep
Garage Type	Finished
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	600 sqft
Deck Area	40 sqft
Patio Area	704 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	132792
Street Address	651 VIEW POINT RD
City	HIGHLANDS
State	NC
Zip	28741-9112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	TRACT B OFF RD 1544
Legal Subdivision	HIGHLANDS DEVELOPMENT COMPANY
Legal Tract	B
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2058
Census Tract	970501

Owner

651 View Point Rd is owned by an individual who bought it in July 2019.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	900 N RIO VISTA BLVD, FORT LAUDERDALE, FL 33301-3038
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jul 31, 2019	Warranty Deed, Transfer · Conventional Mortgage EAST COAST CPITAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2019 · Amount on File
Deed Sale	Jul 31, 2019 · Amount on File
Prior Sale	Mar 26, 2015 · Amount on File
Deed Document Number	20194854
Deed Book / Page	39 / 1142
Prior Transfer Date	Dec 31, 2012
Prior Transfer Doc	00J35/1609
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	651 VIEW POINT RD, HIGHLANDS, NC 28741-9112
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00G38/0972
Date	Nov 3, 2017
Book Page	G-38/0972
Instrument	2017007573

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jul 31, 2019
Property Address	651 VIEW POINT RD, HIGHLANDS, NC 28741-9112
Document Number	00I39/1142
Book / Page	I-39 / 1142
Instrument Date	Jul 18, 2019
Instrument	2019004854
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1277, HIGHLANDS, NC 28741-1277

Mortgage

Document Number	2019004855
Date	Jul 31, 2019
Instrument	2019004855

Lender

Name	EAST COAST CPITAL CORP
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 651 View Point Rd was $4,120, up 3.4% from the year before.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,120.00 (+3.44%)	$1,336,270 Land $232,650 Building $1,103,620	$1,336,270 Land $232,650 Building $1,103,620
2025	$3,983.00
2023	$3,971.00	$1,336,270 Land $232,650 Building $1,103,620	$1,336,270 Land $232,650 Building $1,103,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 651 View Point Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 651 View Point Rd is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Hotwire Communications.

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