651 Veronica Cir, Ocoee, FL 34761 Property Records

Orange County property record for 651 Veronica Cir, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,412 sqft · built 1999
Lot Size	0.231 acres (10,049 sqft)
Owner	Individual Name on File
Last Sale	$102,000 (Dec 1999)
Tax Bill	$1,993 (2025)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-22-28-8869-00-260`

Property Details

APN / Parcel Number

Primary APN	`20-22-28-8869-00-260`
Alternative APNs	`282220886900260` `245227` `250073` `254642`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,412 sqft Living Area
Gross Area	1,824 sqft
1st Floor Area	1,412 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,049 sqft (0.231 acres)
Garage Type	Attached
Garage Area	382 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	651 VERONICA CIR
City	OCOEE
State	FL
Zip	34761-2832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	VERONICA PLACE PHASE 1 25/109 LOT 26
Legal Range	28E
Legal Township	22S
Legal Section	20
Legal Subdivision	VERONICA PLACE PH 1
Legal Phase	1
Legal Tract	8869
Legal Lot Number	26
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1020
Census Tract	18100

Owner

Source: Orange County records · APN 20-22-28-8869-00-260

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	651 VERONICA CIR, OCOEE, FL 34761-2832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 15, 1999 · Amount on Record
Deed Sale	Dec 15, 1999 · Amount on Record
Deed Book / Page	5902 / 2720
Last Transfer Date	Mar 24, 2003
Transfer Doc	0000183483
Record Updated	Jun 08, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	651 VERONICA CIR, OCOEE, FL 34761-2832
Document Number	0000475010
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 VERONICA CIR OCOEE FL 347612832, OCOEE, FL 34761-2832

Mortgage

Document Number	0000475010
Date	Aug 01, 2019
Instrument	475010

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2049

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,938 (+2.7%)	$284,100 (-1.19%) Land $85,000 Building $199,100
2025	$1,993.00 (+11.09%) Homeowner's exemption	$122,627 (+5.99%)	$287,520 (+9.12%) Land $85,000 Building $202,520
2024	$1,794.00 (+3.76%)
2023	$1,729.00 (+4.16%) Homeowner's exemption	$115,700 (+3%)	$263,483 (+17.12%) Land $85,000 Building $178,483
2022	$1,660.00 Homeowner's exemption	$112,330	$224,960 Land $75,000 Building $149,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	18 (1994–2019)
Claims Outside the SFHA	4 of 18
Most Recent Claim	May 2019 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 4 claims Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 2 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Based on FCC filings for 330 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.