Ocean County and Toms River Township property record for 651 Vaughn Ave, Toms River, NJ 08753
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 756 sqft · built 1930 |
| Lot Size | 0.254 acres (11,064 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Nov 2018) |
| Tax Bill | $4,479 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jul 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00401-01-00056-01 |
| Primary APN | 08-00401-01-00056-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 756 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 11,064 sqft (0.254 acres) |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 651 VAUGHN AVE |
|---|---|
| City | TOMS RIVER |
| State | NJ |
| Zip | 08753-4508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | .254AC |
| Legal Block | 401.1 |
| Legal Lot Number | 56.1 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | TOMS RIVER |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 723300 |
651 Vaughn Ave is owned and occupied by an individual who bought it in November 2018.
Source: Ocean County and Toms River Township records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 651 VAUGHN AVE, TOMS RIVER, NJ 08753-4508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jul 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GET A RATE LLC |
| Nov 20, 2018 | Grant Deed, Transfer MEGA TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2018 · Amount on File |
| Deed Sale | Nov 20, 2018 · Amount on File |
| Prior Sale | Jun 19, 2006 · Amount on File |
| Deed Document Number | 2018113885 |
| Deed Book / Page | 17306 / 313 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Sep 30, 2026 |
| Property Address | 651 VAUGHN AVE, TOMS RIVER, NJ 08753-4508 |
| Document Number | 0000079400 |
| Book / Page | 20516 / 1174 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 202679400 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 651 VAUGHN AVE, TOMS RIVER, NJ 08753-4508 |
| Document Number | 0000079400, |
|---|---|
| Date | Sep 30, 2026 |
| Book Page | 20516/1174 |
| Instrument | 202679400 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 30, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jul 8, 2026 |
| Property Address | 651 VAUGHN AVE, TOMS RIVER, NJ 08753-4508 |
| Document Number | 0000053989 |
| Book / Page | 20428 / 987 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202653989 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | GRANDVIEW TITLE AGENCY, GRANDVIEW TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 651 VAUGHN AVE, TOMS RIVER, NJ 08753-4508 |
| Document Number | 0000053989, |
|---|---|
| Date | Jul 8, 2026 |
| Book Page | 20428/987 |
| Instrument | 202653989 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 651 VAUGHN AVE, TOMS RIVER, NJ 08753-4508 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0185640660 |
|---|---|
| Date | Jul 6, 2021 |
| Book Page | 18564/660 |
| Instrument | 2021099649 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 651 VAUGHN AVE, TOMS RIVER, NJ 08753-4508 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Title Company | ELITE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0183331253 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 18333/1253 |
| Instrument | 2021030012 |
| Name | GET A RATE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HACKENSACK, NJ 07601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Nov 20, 2018 |
| Property Address | 651 VAUGHN AVE, TOMS RIVER, NJ 08753-4508 |
| Document Number | 0173060313 |
| Book / Page | 017306 / 000313 |
| Instrument Date | Nov 15, 2018 |
| Instrument | 113885 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2018 |
| Title Company | MEGA TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $175.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 651 VAUGHN AVE TOMS RIVER NJ 087534508, TOMS RIVER, NJ 08753-4508 |
The 2025 property tax bill for 651 Vaughn Ave was $4,479, up 7.3% from the year before.
Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Toms River Township |
| Unified School District | Toms River Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $229,200 (-) Land $150,000 Building $79,200 | $229,200 (-) Land $150,000 Building $79,200 | |
| 2025 | $4,479.00 (+7.33%) | $229,200 Land $150,000 Building $79,200 | $229,200 Land $150,000 Building $79,200 |
| 2024 | $4,173.00 | ||
| 2023 | $229,200 Land $150,000 Building $79,200 | $229,200 Land $150,000 Building $79,200 | |
| 2022 | $3,825.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 651 Vaughn Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1980–2012) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 651 Vaughn Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY TOMS RIVER private · serves 123,184 people · EPA ID NJ1507005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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