651 Tupelo Cir, Cocoa, FL 32926 Property Records

Brevard County property record for 651 Tupelo Cir, Cocoa, FL 32926

Property Summary

Property Type	Single Family Home
Details	1,462 sqft · built 2020
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$234,500 (Sep 2020)
Tax Bill	$2,683 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-36-06-76-A-4`

Property Details

APN / Parcel Number

Primary APN	`24-36-06-76-A-4`
Alternative APNs	`24-36-06-76-0000A.0-0004.00` `3020299`

Interior

Stories	1 Story
Building Area	1,462 sqft Living Area
Gross Area	2,098 sqft
1st Floor Area	1,462 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	396 sqft
Porch	Florida Room

Location & Zoning

Account Number	3020299
Street Address	651 TUPELO CIR
City	COCOA
State	FL
Zip	32926-5219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HICKORY RIDGE - PHASE 1 LOT 4 BLK A
Legal Range	36E
Legal Township	24S
Legal Section	06
Legal Subdivision	HICKORY RIDGE - PHASE 1
Legal Phase	1
Legal Block	A
Legal Lot Number	4
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	1
Census Block	1012
Census Tract	62112

Owner

651 Tupelo Cir is owned and occupied by two individuals who bought it in September 2020.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	651 TUPELO CIR, COCOA, FL 32926-5219
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2020 · Amount on File
Deed Sale	Sep 28, 2020 · Amount on File
Deed Document Number	2020211167
Deed Book / Page	8868 / 536
Record Updated	Sep 20, 2026

September 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Sep 28, 2020
Property Address	651 TUPELO CIR, COCOA, FL 32926-5219
Document Number	0088680536
Book / Page	8868 / 536
Map Reference	MB 67 PG 23-25
Instrument Date	Sep 24, 2020
Instrument	2020211167
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 25, 2021
Title Company	MOSLEY & WALLIS TTL SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,641.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 TUPELO CIR, COCOA, FL 32926-5219

Mortgage

Document Number	8868537
Date	Sep 28, 2020
Instrument	8868/537

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 651 Tupelo Cir was $2,683 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,500 (+2.7%)	$259,340 (-)
2025	$2,683.00 Homeowner's exemption	$195,230	$259,340 Land $45,000 Building $214,340
2023	$2,458.00 (+7.01%) Homeowner's exemption	$184,210 (+3%)	$274,270 (+21.57%) Land $50,000 Building $224,270
2022	$2,297.00 Homeowner's exemption	$178,850	$225,600 Land $35,000 Building $190,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 651 Tupelo Cir in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	7 (2016–2025)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 651 Tupelo Cir is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20