651 Titan Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 651 Titan Dr, O Fallon, IL 62269

Property Summary

Property Type	Condominium
Details	80 ba · 4,668 sqft · built 2002
Lot Size	1.65 acres (72,048 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jun 2025)
Tax Bill	$4,260 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Feb 2021 Mortgage
APN	`04-30-0-325-001`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-325-001`

Interior

Full Baths	80 Baths
Stories	2 Stories
Building Area	4,668 sqft Living Area
Upper Floors Area	11 sqft
Basement Area	4,668 sqft
Finished Basement	4,668 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Combination
Construction Type	Frame
Lot Area	72,048 sqft (1.65 acres)
Garage Area	2,184 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	12,838 sqft
Patio Area	100 sqft
Total Buildings	21 Buildings

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	651 TITAN DR
City	O FALLON
State	IL
Zip	62269-1973
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CAMBRIDGE CONDOS PHASE 1 LOT/SEC-17 UNIT 17 BLDG 1 A02852036
Legal Subdivision	CAMBRIDGE CONDOS
Legal Phase	1
Legal Unit	17
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3024
Census Tract	504354

Owner

651 Titan Dr, a condominium, is owned and occupied by two individuals who bought it in June 2025.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	651 TITAN DR, O FALLON, IL 62269-1973
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK
Feb 12, 2021	Transfer on Death Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2025 · Amount on File
Deed Sale	Jun 26, 2025 · Amount on File
Prior Sale	May 25, 2012 · Amount on File
Deed Document Number	20252852036
Prior Transfer Date	Feb 5, 2021
Prior Transfer Doc	0002687499
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 8, 2022
Property Address	651 TITAN DR, O FALLON, IL 62269-1973
Document Number	0A02738739
Map Reference	MB 101 PG 86
Instrument Date	Mar 7, 2022
Instrument	A02738739
Transaction Type	Transfer
Record Updated	Mar 23, 2022
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	651 TITAN DR, O FALLON, IL 62269-1973

Mortgage

Document Number	0A02738740
Date	Mar 8, 2022
Instrument	A02738740

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.87%

February 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 12, 2021
Property Address	651 TITAN DR, O FALLON, IL 62269-1973
Document Number	A02687499
Map Reference	MB 101 PG 86
Instrument Date	Feb 5, 2021
Instrument	A02687499
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 TITAN DR, O FALLON, IL 62269-1973

Mortgage

Document Number	A02687494
Date	Feb 12, 2021
Instrument	A02687494

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 651 Titan Dr was $4,260 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,260.00	$66,253 Land $2,107 Building $64,146	$198,759 Land $6,321 Building $192,438
2022		$49,317 Land $1,568 Building $47,749	$147,951 Land $4,704 Building $143,247

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 651 Titan Dr; there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	4 (1979–2013)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 651 Titan Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: ClearWave, Wisper ISP.

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