Isanti County property record for 651 Sunset Ln, Cambridge, MN 55008
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 1,602 sqft · built 1977 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Company Name on Record |
| Last Sale | $223,040 (May 2026) |
| Tax Bill | $4,870 (2026) |
| Deeds & Mortgages | May 2021 Line of Credit May 2026 Sale & Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15.077.0030 |
| Primary APN | 15.077.0030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,602 sqft Heated Area |
| 1st Floor Area | 1,456 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 19 ft deep x 9.5 ft wide |
| Garage Area | 480 sqft |
| Driveway | Driveway |
| Deck Area | 392 sqft |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 651 SUNSET LN |
|---|---|
| City | CAMBRIDGE |
| State | MN |
| Zip | 55008-1018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME RIVER HEIGHTS 2ND ADDITION LOT 003 BLOCK 001 SUBDIVISIONCD 15077 |
| Legal Range | 023 |
| Legal Township | 036 |
| Legal Section | 29 |
| Legal Subdivision | RIVER HEIGHTS 2ND ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | ISANTI MN |
| Township / Civil Division | CAMBRIDGE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 130302 |
Source: Isanti County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 118 1ST AVE NE, 105, FARIBAULT, MN 55021-5225 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 13, 2021 | Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU |
| May 8, 2026 | Quit Claim Deed, Transfer · Construction Mortgage NONE LISTED ON DOCUMENT |
| May 1, 2026 | Sheriff's Deed, Foreclosure |
| Jan 7, 2021 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2026 · Amount on Record |
| Deed Sale | May 1, 2026 · Amount on Record |
| Prior Sale | Jan 7, 2021 · Amount on Record |
| Deed Document Number | 2026544635 |
| Last Transfer Date | May 6, 2026 |
| Transfer Doc | 0000544777 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISANTI MN |
| Property Address | 651 SUNSET LN, CAMBRIDGE, MN 55008-1018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000A504459 |
|---|---|
| Date | May 13, 2021 |
| Instrument | A504459 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Apr 20, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ISANTI MN |
| Recording Date | May 8, 2026 |
| Property Address | 651 SUNSET LN, CAMBRIDGE, MN 55008-1018 |
| Document Number | 0000544777 |
| Instrument Date | May 6, 2026 |
| Instrument | 2026544777 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $166.65 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Number | 0000544777, |
|---|---|
| Date | May 8, 2026 |
| Instrument | 2026544777 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 8, 2027 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | ISANTI MN |
| Recording Date | May 1, 2026 |
| Property Address | 651 SUNSET LN, CAMBRIDGE, MN 55008-1018 |
| Document Number | 0000544635 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026544635 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 28, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $74,339.03 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ISANTI MN |
| Recording Date | Jan 7, 2021 |
| Property Address | 651 SUNSET LN, CAMBRIDGE, MN 55008-1018 |
| Document Number | 0001205994 |
| Instrument Date | Jan 7, 2021 |
| Instrument | 1205994 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 651 SUNSET LN CAMBRIDGE MN 550081018, CAMBRIDGE, MN 55008-1018 |
Source: Isanti County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Isanti County |
| Municipality | Cambridge City |
| Unified School District | Cambridge-Isanti Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,870.00 (+0.95%) Homeowner's exemption | $369,900 (+3.32%) Land $55,000 Building $314,900 | $369,900 (+3.32%) Land $55,000 Building $314,900 |
| 2025 | $358,000 (+2.64%) Land $55,000 Building $303,000 | $358,000 (+2.64%) Land $55,000 Building $303,000 | |
| 2023 | $4,824.00 (+34%) Homeowner's exemption | $348,800 Land $31,600 Building $317,200 | $348,800 Land $31,600 Building $317,200 |
| 2022 | $3,600.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 57% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cambridge serves 9,862 people · EPA ID MN1300002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| Midco Cable | 2,000 / 350 |
| Windstream DSL | 200 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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