Herkimer County and Ohio Town property record for 651 Smith Rd, Cold Brook, NY 13324 · Last verified May 2026
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,144 sqft · built 2023 |
| Lot Size | 11.6 acres (505,296 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,831 (2025) |
| Deeds & Mortgages | Aug 2022 Refinance |
| APN | 214200 079.1-1-10 |
| Primary APN | 214200 079.1-1-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,144 sqft Living Area |
| 1st Floor Area | 2,144 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 505,296 sqft (11.6 acres) |
| Lot Width | 1,775 ft Width |
| Garage Type | Detached |
| Garage Area | 1,280 sqft |
| Parking Spaces | 5 Parking Spaces |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 130045788 |
|---|---|
| Street Address | 651 SMITH RD |
| City | COLD BROOK |
| State | NY |
| Zip | 13324-4030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 50 JER PAT 4 ACRES |
| Legal Block | 1 |
| Legal Lot Number | 10.000 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | OHIO |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 11504 |
Source: Herkimer County and Ohio Town records · APN 214200 079.1-1-10
Assessment roll updated May 1, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 651 SMITH RD, COLD BROOK, NY 13324-4030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 651 SMITH RD, COLD BROOK, NY 13324-4030 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | RP20224323 |
|---|---|
| Date | Aug 02, 2022 |
| Instrument | RP2022-4323 |
| Name | FARM CREDIT |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
Source: Herkimer County and Ohio Town records · Assessment roll updated May 1, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | Ohio Town |
| Unified School District | Poland Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,831.00 (+2,223.11%) | $250,000 (+194.12%) Land $24,500 Building $225,500 | $396,825 (+278.15%) Land $38,889 Building $357,936 |
| 2023 | $85,000 Land $24,500 Building $60,500 | $104,938 Land $30,247 Building $74,691 | |
| 2020 | $251.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360430115042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| The Middleburgh Telephone Company | Fiber | 500 / 100 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
4G LTE (outdoors only), no 5G reported
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