Lancaster County property record for 651 Saint Joseph St, Lancaster, PA 17603
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 1,999 sqft · built 1910 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $88,200 (Aug 2010) |
| Tax Bill | $3,127 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 338-51121-0-0000 |
| Primary APN | 338-51121-0-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,999 sqft Living Area |
| Gross Area | 2,795 sqft |
| 1st Floor Area | 835 sqft |
| Upper Floors Area | 1,164 sqft |
| Basement Area | 700 sqft |
| Game Room | Game Room |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Row Home |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 1,742 sqft (0.04 acres) |
| Porch | Enclosed Porch |
| Porch Area | 96 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 651 SAINT JOSEPH ST |
|---|---|
| City | LANCASTER |
| State | PA |
| Zip | 17603-5506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 651 ST JOSEPH ST |
| Legal Lot Number | 38 |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 1000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lancaster City Historic District listed 2001 · 13,488 contributing resources · NRIS 01000956 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
651 Saint Joseph St is owned and occupied by two individuals who bought it in August 2010.
Source: Lancaster County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 651 SAINT JOSEPH ST, LANCASTER, PA 17603-5506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2010 · Amount on File |
| Deed Sale | Aug 2, 2010 · Amount on File |
| Prior Sale | May 6, 2002 · Amount on File |
| Deed Document Number | 20105872436 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Apr 8, 2026 |
| Property Address | 651 SAINT JOSEPH ST, LANCASTER, PA 17603-5506 |
| Document Number | 20260013529 |
| Instrument Date | Mar 29, 2026 |
| Instrument | 202613529 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 651 SAINT JOSEPH ST, LANCASTER, PA 17603-5506 |
| Document Number | 0000013529, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 202613529 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 651 Saint Joseph St was $3,127 with a homeowner's exemption, up 1.1% from the year before.
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| Municipality | Lancaster City |
| Unified School District | Lancaster School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $78,200 (-) Land $12,500 Building $65,700 | $78,200 (-) Land $12,500 Building $65,700 | |
| 2025 | $3,127.00 (+1.07%) Homeowner's exemption | $78,200 (-) Land $12,500 Building $65,700 | $78,200 Land $12,500 Building $65,700 |
| 2024 | $3,094.00 | $78,200 Land $12,500 Building $65,700 | |
| 2018 | $78,200 Land $12,500 Building $65,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 651 Saint Joseph St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 651 Saint Joseph St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2,030 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Glo Fiber, T-Mobile.
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