651 S Oak St, Gardner, KS 66030 Property Records

Johnson County property record for 651 S Oak St, Gardner, KS 66030

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,529 sqft · built 1974
Lot Size0.359 acres (15,632 sqft)
OwnerIndividual Name on Record
Tax Bill$3,436 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNCP30000004-0029

Property Details

APN / Parcel Number

Primary APNCP30000004-0029
Alternative APNs
  • 0461372604006004000
  • R4204

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,529 sqft Living Area
Gross Area2,038 sqft
1st Floor Area1,054 sqft
Basement Area984 sqft
Finished Basement475 sqft
Unfinished Basement509 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleBi-Level
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area15,632 sqft (0.359 acres)
View / LotNeighborhood / Spot
Parking Spaces1 Parking Space

Exterior Amenities

PorchRaised Porch
Porch Area24 sqft
Deck AreaDeck Area
Patio Area169 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberR4204
Street Address651 S OAK ST
CityGARDNER
StateKS
Zip66030-1440
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionGARDNER MANOR LOT 29 BLK 4 GAC-0120 0004 0029
Legal SubdivisionGARDNER MANOR
Legal Block4
Legal Lot Number29
JurisdictionJOHNSON KS
Township / Civil DivisionGARDNER
Census Block Group2
Census Block2021
Census Tract53712

Owner

Source: Johnson County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address651 S OAK ST, GARDNER, KS 66030-1440
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSON KS
Property Address651 S OAK ST, GARDNER, KS 66030-1440
Transaction TypeMortgage
Record UpdatedApr 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202103/9587
DateMar 19, 2021
Book Page202103/9587
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateKansas
CountyJohnson County
MunicipalityGardner City
Unified School DistrictGardner Edgerton Unified School District 231 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,436.00 (+1.87%)$28,647 (+2.68%) Land $6,830 Building $21,817$249,100 (+2.68%) Land $59,390 Building $189,710
2024$3,373.00 (+4.07%)$27,899 (+7.54%) Land $6,830 Building $21,069$242,600 (+7.54%) Land $59,390 Building $183,210
2023$3,241.00 (+7.96%)$25,944 (+9.09%) Land $6,215 Building $19,729$225,600 (+9.09%) Land $54,040 Building $171,560
2022$3,002.00$23,782 Land $4,900 Building $18,882$206,800 Land $42,610 Building $164,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GARDNER
serves 23,942 people · EPA ID KS2009106
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ClearWave
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Mercury Fiber, Wisper ISP.

Nearby Properties on S Oak St

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