651 S Main St, Brewer, ME 04412 Property Records

Penobscot County and Brewer City property record for 651 S Main St, Brewer, ME 04412

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,048 sqft · built 1870
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,900 (Nov 2023)
Tax Bill	$5,837 (2025)
Deeds & Mortgages	Sep 2022 Refinance Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-129`

Property Details

APN / Parcel Number

Primary APN	`22-129`
Alternative APNs	`M:0022 L:1290000` `BRER M:22 L:129` `2411393` `2610361`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,048 sqft Living Area
Gross Area	4,556 sqft
1st Floor Area	1,088 sqft
Attic	Attic
Attic Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	2610361
Street Address	651 S MAIN ST
City	BREWER
State	ME
Zip	04412-2516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR-2
Legal Lot Number	129
Jurisdiction	BREWER ME
Township / Civil Division	BREWER
Census Block Group	2
Census Block	2022
Census Tract	4200

Owner

Source: Penobscot County and Brewer City records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	651 S MAIN ST, BREWER, ME 04412-2516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance KATHADIN TRUST CO
Nov 27, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage MACHIAS SAVINGS BANK
Feb 20, 2018	Quit Claim Deed, Transfer · FHA Mortgage FIRST GUARANTY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2023 · Amount on Record
Deed Sale	Nov 27, 2023 · Amount on Record
Prior Sale	Feb 20, 2018 · Amount on Record
Deed Book / Page	17009 / 206
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREWER ME
Property Address	651 S MAIN ST, BREWER, ME 04412-2516
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0166080152
Date	Sep 2, 2022
Book Page	16608/152
Instrument	25560

Lender

Name	KATHADIN TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2042

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREWER ME
Recording Date	Nov 27, 2023
Property Address	651 S MAIN ST, BREWER, ME 04412-2516
Document Number	0170090206
Book / Page	17009 / 206
Instrument Date	Nov 22, 2023
Instrument	28577
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1304, ELLSWORTH, ME 04605-1304

Mortgage

Document Number	0000028578
Date	Nov 27, 2023
Instrument	28578

Lender

Name	MACHIAS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREWER ME
Recording Date	Feb 20, 2018
Property Address	651 S MAIN ST, BREWER, ME 04412-2516
Document Number	0147450233
Book / Page	14745 / 0233
Instrument	000000004410
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004411
Date	Feb 20, 2018
Instrument	000000004411

Lender

Name	FIRST GUARANTY MTG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2048

Tax Assessment & Valuation

Source: Penobscot County and Brewer City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Brewer City
Unified School District	Brewer (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,837.00 (+1.04%)	$379,000 (+23.33%) Land $26,200 Building $352,800
2024	$5,777.00 (+56.14%)	$307,300 (+66.92%) Land $26,200 Building $281,100
2023	$3,700.00 (+7.4%)	$184,100 (+19.16%) Land $24,500 Building $159,600	$342,380
2021	$3,445.00	$154,500 Land $24,100 Building $130,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BREWER WATER DEPARTMENT serves 8,860 people · EPA ID ME0090220
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GoNetspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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