Wallingford Town property record for 651 S Elm St, Wallingford, CT 06492
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,092 sqft · built 1948 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Mar 2022) |
| Tax Bill | $5,260 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Aug 2023 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WALL M:175 L:006 |
| Primary APN | WALL M:175 L:006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,092 sqft Living Area |
| Gross Area | 2,724 sqft |
| 1st Floor Area | 780 sqft |
| Attic | Attic |
| Attic Area | 780 sqft |
| Basement Area | 780 sqft |
| Unfinished Basement | 360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | K0194700 |
|---|---|
| Street Address | 651 S ELM ST |
| City | WALLINGFORD |
| State | CT |
| Zip | 06492-4819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CB12 |
| Legal Lot Number | 6 |
| Jurisdiction | WALLINGFORD CT |
| Township / Civil Division | WALLINGFORD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 175300 |
651 S Elm St is owned and occupied by two individuals who bought it in March 2022.
Source: Wallingford Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 651 S ELM ST, WALLINGFORD, CT 06492-4819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2026 | Deed of Trust, Mortgage · Line of Credit CONNEX CREDIT UNION |
| Aug 18, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CONNEX CU |
| Mar 1, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage FREEDOM MORTGAGE CORP |
| Feb 26, 2020 | Executor's Deed, Transfer UNKNOWN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2022 · Amount on File |
| Deed Sale | Mar 1, 2022 · Amount on File |
| Prior Sale | Feb 26, 2020 · Amount on File |
| Deed Book / Page | 1683 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALLINGFORD CT |
| Recording Date | Jun 8, 2026 |
| Property Address | 651 S ELM ST, WALLINGFORD, CT 06492-4819 |
| Document Number | 1761000153 |
| Book / Page | 1761 / 153 |
| Instrument Date | May 27, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 651 S ELM ST, WALLINGFORD, CT 06492-4819 |
| Document Number | 001761-153, |
|---|---|
| Date | Jun 8, 2026 |
| Book Page | 1761/153 |
| Name | CONNEX CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALLINGFORD CT |
| Property Address | 651 S ELM ST, WALLINGFORD, CT 06492-4819 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 01710-1101 |
|---|---|
| Date | Aug 18, 2023 |
| Book Page | 1710/1101 |
| Name | CONNEX CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALLINGFORD CT |
| Recording Date | Mar 1, 2022 |
| Property Address | 651 S ELM ST, WALLINGFORD, CT 06492-4819 |
| Document Number | 00001683-1 |
| Book / Page | 1683 / 1 |
| Instrument Date | Feb 25, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0000016833 |
|---|---|
| Date | Mar 1, 2022 |
| Instrument | 1683/3 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | WALLINGFORD CT |
| Recording Date | Feb 26, 2020 |
| Property Address | 651 S ELM ST, WALLINGFORD, CT 06492-4819 |
| Document Number | 1620-951 |
| Book / Page | 001620 / 000951 |
| Instrument Date | Feb 26, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2020 |
| Title Company | UNKNOWN |
| Amount | Amount on Record |
|---|---|
| Tax | $185.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 651 S ELM ST WALLINGFORD CT 064924819, WALLINGFORD, CT 06492-4819 |
The 2026 property tax bill for 651 S Elm St was $5,260, up 1.9% from the year before.
Source: Wallingford Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Wallingford Town |
| Unified School District | Wallingford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,260.00 (+1.86%) | $214,100 (-) Land $69,500 Building $144,600 | $341,814 (+128.07%) |
| 2025 | $5,164.00 | $214,100 Land $69,500 Building $144,600 | $149,870 Land $48,650 Building $101,220 |
| 2024 | $5,164.00 (+25.71%) | ||
| 2023 | $4,108.00 | $140,000 Land $57,800 Building $82,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 651 S Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 651 S Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 90% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALLINGFORD WATER DEPARTMENT serves 37,267 people · EPA ID CT1480011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
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