651 Robin Ln, Oviedo, FL 32765 Property Records

Seminole County property record for 651 Robin Ln, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,244 sqft · built 1985
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Jun 2011)
Tax Bill	$78 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-21-31-300-043H-0000`

Property Details

APN / Parcel Number

Primary APN	`09-21-31-300-043H-0000`
Alternative APN	`213109300043H0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,244 sqft Living Area
Gross Area	2,914 sqft
1st Floor Area	2,244 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	54,450 sqft (1.25 acres)
Garage Type	Attached
Garage Area	670 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	421 sqft
Deck Area	728 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	651 ROBIN LN
City	OVIEDO
State	FL
Zip	32765-8957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 09 TWP 21S RGE 31E E 260.90 FT OF W 812.7 FT OF N 208.75 FT OF NW 1/4 OF SE 1/4 (1.25 AC)
Legal Range	31E
Legal Township	21S
Legal Section	09
Legal Subdivision	ROBIN HILL ESTATES
Legal Tract	300
Legal Lot Number	3
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1000
Census Tract	21314

Owner

651 Robin Ln is owned and occupied by an individual who bought it in June 2011.

Source: Seminole County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	651 ROBIN LN, OVIEDO, FL 32765-8957
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
Apr 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMETAP EQUITY PARTNERS LLC
Apr 2, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2011 · Amount on File
Deed Sale	Jun 6, 2011 · Amount on File
Prior Sale	Jun 1, 1994 · Amount on File
Deed Document Number	201159317
Deed Book / Page	7581 / 929
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Recording Date	Jul 7, 2026
Property Address	651 ROBIN LN, OVIEDO, FL 32765-8957
Document Number	0000067447
Book / Page	11070 / 1924
Instrument Date	Jun 26, 2026
Instrument	202667447
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 ROBIN LN, OVIEDO, FL 32765-8957

Mortgage

Document Number	0000067447,
Date	Jul 7, 2026
Book Page	11070/1924
Instrument	202667447

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jul 3, 2066

Interest

Rate	6.53%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Recording Date	Apr 27, 2026
Property Address	651 ROBIN LN, OVIEDO, FL 32765-8957
Document Number	0000041243
Book / Page	11026 / 1820
Instrument Date	Apr 20, 2026
Instrument	202641243
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	651 ROBIN LN, OVIEDO, FL 32765-8957

Mortgage

Document Number	0000041243,
Date	Apr 27, 2026
Book Page	11026/1820
Instrument	202641243

Lender

Name	HOMETAP EQUITY PARTNERS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 24, 2036

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	651 ROBIN LN, OVIEDO, FL 32765-8957
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 ROBIN LN, OVIEDO, FL 32765-8957

Mortgage

Document Number	0106040606
Date	Apr 2, 2024
Book Page	10604/606
Instrument	2024028270

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Mar 25, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 651 Robin Ln was $78 with exemptions applied, down 98.1% from the year before.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Oviedo City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$78.00 (-98.08%) Homeowner's exemption Veteran's exemption	$292,588	$472,572 Land $162,500 Building $310,072
2024	$4,055.00 (+6.49%)
2023	$3,808.00 (+2.81%) Homeowner's exemption	$276,060 (+3%)	$455,958 (+8.27%) Land $158,750 Building $297,208
2022	$3,704.00 Homeowner's exemption	$268,019	$421,141 Land $150,000 Building $271,141

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 651 Robin Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 651 Robin Ln is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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