Sagadahoc County and Topsham Town property record for 651 River Rd, Topsham, ME 04086
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,946 sqft · built 1890 |
| Lot Size | 0.83 acres (36,155 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Mar 2024) |
| Tax Bill | $5,388 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | TOPM M:R02 L:019 |
| Primary APN | TOPM M:R02 L:019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,946 sqft Living Area |
| Gross Area | 4,386 sqft |
| 1st Floor Area | 973 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 36,155 sqft (0.83 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3243 |
|---|---|
| Street Address | 651 RIVER RD |
| City | TOPSHAM |
| State | ME |
| Zip | 04086-6160 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NO |
| Legal Lot Number | 19 |
| Jurisdiction | TOPSHAM ME |
| Township / Civil Division | TOPSHAM |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 970301 |
651 River Rd is owned by two individuals who bought it in March 2024.
Source: Sagadahoc County and Topsham Town records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9 DAVIS FARM RD, 1, RAYMOND, ME 04071-6358 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 28, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC |
| Mar 9, 2020 | Warranty Deed, Transfer · FHA Mortgage NORTHPOINT MORTGAGE INC |
| Jul 24, 2019 | Deed of Trust, Mortgage PRIVATE INDIVIDUAL |
| Jul 25, 2019 | Trustee's Deed, Foreclosure NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2024 · Amount on File |
| Deed Sale | Mar 28, 2024 · Amount on File |
| Prior Sale | Mar 9, 2020 · Amount on File |
| Deed Document Number | 20241448 |
| Deed Book / Page | 2024 / 1448 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TOPSHAM ME |
| Recording Date | Mar 28, 2024 |
| Property Address | 651 RIVER RD, TOPSHAM, ME 04086-6160 |
| Document Number | 0000001448 |
| Book / Page | 2024 / 1448 |
| Instrument Date | Mar 27, 2024 |
| Instrument | 2024R-01448 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 9 DAVIS FARM RD APT 1, 1, RAYMOND, ME 04071-6358 |
| Document Number | 0000001449 |
|---|---|
| Date | Mar 28, 2024 |
| Instrument | 2024R-01449 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TOPSHAM ME |
| Recording Date | Mar 9, 2020 |
| Property Address | 651 RIVER RD, TOPSHAM, ME 04086-6160 |
| Document Number | 0000001779 |
| Instrument Date | Mar 5, 2020 |
| Instrument | 2020R-01779 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 144 FEDERAL ST, WISCASSET, ME 04578-4015 |
| Document Number | 0000001780 |
|---|---|
| Date | Mar 9, 2020 |
| Instrument | 2020R-01780 |
| Name | NORTHPOINT MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOPSHAM ME |
| Property Address | 651 RIVER RD, TOPSHAM, ME 04086-6160 |
| Document Number | 0000004515 |
| Instrument Date | Jul 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 152 TOPSHAM ME 040860152, TOPSHAM, ME 04086-0152 |
| Document Number | 0000004515 |
|---|---|
| Date | Jul 26, 2019 |
| Instrument | 4515 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | FALMOUTH, ME 04105 |
| Amount | Amount on Record |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | TOPSHAM ME |
| Recording Date | Jul 25, 2019 |
| Property Address | 651 RIVER RD, TOPSHAM, ME 04086-6160 |
| Document Number | 0000004481 |
| Instrument Date | Jun 20, 2019 |
| Instrument | 4481 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 7, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 52 WHITES BRIDGE RD STANDISH ME 040845230, STANDISH, ME 04084-5230 |
The 2025 property tax bill for 651 River Rd was $5,388.
Source: Sagadahoc County and Topsham Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Sagadahoc County |
| County Subdivision | Topsham Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,388.00 | $420,900 Land $59,800 Building $361,100 |
| 2023 | $4,864.00 | $358,200 Land $52,900 Building $305,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 651 River Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1987) |
| Most Recent Claim | Apr 1987 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 651 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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