651 Ridgeway Ave, Central Point, OR 97502 Property Records

Jackson County property record for 651 Ridgeway Ave, Central Point, OR 97502

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,466 sqft · built 2000
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on File
Last Sale	$420,000 (Jun 2007)
Tax Bill	$7,282 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`372W01BD5100`

Property Details

APN / Parcel Number

Primary APN	`372W01BD5100`
Alternative APNs	`372W01BD05100` `10923711`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,466 sqft Living Area
Gross Area	3,484 sqft
1st Floor Area	1,787 sqft
2nd Floor Area	679 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	1,018 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Concrete/Masonry Porch
Porch Area	207 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	651 RIDGEWAY AVE
City	CENTRAL POINT
State	OR
Zip	97502-3519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Range	02W
Legal Township	37S
Legal Section	01
Legal Quarter	2
Legal Subdivision	CENTRAL POINT EAST DEVELOPMENT
Legal Block	3
Legal Lot Number	156
Jurisdiction	JACKSON OR
Township / Civil Division	MEDFORD
Census Block Group	3
Census Block	3010
Census Tract	1100

Owner

Source: Jackson County assessment roll, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	651 RIDGEWAY AVE, CENTRAL POINT, OR 97502-3519
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Mar 3, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 19, 2007 · Amount on Record
Deed Sale	Jun 19, 2007 · Amount on Record
Prior Sale	Apr 5, 2000 · Amount on Record
Deed Document Number	200728830
Last Transfer Date	Mar 2, 2017
Transfer Doc	0000007120
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	651 RIDGEWAY AVE, CENTRAL POINT, OR 97502-3519
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021352
Date	Oct 3, 2025
Instrument	2025-021352

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	COQUILLE, OR 97423

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 2, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	651 RIDGEWAY AVE, CENTRAL POINT, OR 97502-3519
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013076
Date	Apr 22, 2020
Instrument	2020-013076

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON OR
Recording Date	Mar 3, 2017
Property Address	651 RIDGEWAY AVE, CENTRAL POINT, OR 97502-3519
Document Number	0000007120
Instrument Date	Mar 2, 2017
Instrument	7120
Transaction Type	Transfer
Record Updated	Mar 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	651 RIDGEWAY AVE CENTRAL POINT OR 975023519, CENTRAL POINT, OR 97502-3519

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Central Point City
Unified School District	Central Point School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,060 (+3%)	$627,810 (-3.44%) Land $145,040 Building $482,770
2025	$7,282.00 (+2.52%)	$427,250 (+3%) Land $69,770 Building $357,480	$650,190 (+4.5%) Land $152,800 Building $497,390
2024	$7,103.00 (+3.33%)	$414,810 (+3%) Land $67,740 Building $347,070	$622,200 (-2.37%) Land $140,800 Building $481,400
2023	$6,874.00 (+2.38%)	$402,730 (+3%) Land $65,760 Building $336,970	$637,290 (+1.04%) Land $139,930 Building $497,360
2022	$6,714.00	$391,000 Land $63,840 Building $327,160	$630,760 Land $130,410 Building $500,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996–2014)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2014 · other causes
Claims by Event	Severe Winter Storms, Land And Mudslides, Flooding, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CENTRAL POINT serves 19,785 people · EPA ID OR4100178
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hunter Communications Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: Verizon.

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