651 Ridge Rd, Divide, CO 80814 Property Records

Teller County property record for 651 Ridge Rd, Divide, CO 80814

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,728 sqft · built 1994
Lot Size	1.06 acres (46,174 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Jan 2010)
Tax Bill	$2,126 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`3029.191040160`

Property Details

APN / Parcel Number

Primary APN	`3029.191040160`
Alternative APN	`R0013689`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
Basement Area	720 sqft
Finished Basement	591 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	46,174 sqft (1.06 acres)
Garage Type	Built-in
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	363 sqft
Deck Area	101 sqft
Patio Area	101 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0013689
Street Address	651 RIDGE RD
City	DIVIDE
State	CO
Zip	80814-9650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L18 SPRING VALLEY 5
Legal Range	69W
Legal Township	12S
Legal Section	19
Legal Subdivision	SPRING VALLEY 1-10
Legal Lot Number	18
Jurisdiction	TELLER CO
Township / Civil Division	DIVIDE
Census Block Group	1
Census Block	1078
Census Tract	10111

Owner

Source: Teller County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	651 RIDGE RD, DIVIDE, CO 80814-9650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
May 31, 2019	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2010 · Amount on Record
Deed Sale	Jan 4, 2010 · Amount on Record
Prior Sale	Sep 9, 2002 · Amount on Record
Deed Document Number	2010632431
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	651 RIDGE RD, DIVIDE, CO 80814-9650
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 RIDGE RD, DIVIDE, CO 80814-9650

Mortgage

Document Number	0000730523
Date	Oct 9, 2020
Instrument	730523

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Oct 1, 2046

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TELLER CO
Property Address	651 RIDGE RD, DIVIDE, CO 80814-9650
Document Number	0000716806
Instrument Date	May 31, 2019
Transaction Type	Mortgage
Record Updated	Jun 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 RIDGE RD DIVIDE CO 808149650, DIVIDE, CO 80814-9650

Mortgage

Document Number	0000716806
Date	Jun 17, 2019
Instrument	716806

Lender

Name	WELLS FARGO BK
Type	Bank
Address	EAGAN, MN 55121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Teller County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Teller County
Unified School District	Woodland Park School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,126.00 (+4.73%)	$32,220 (-1.35%) Land $2,953 Building $29,267
2024	$2,030.00 (+4.91%)	$32,660 (-) Land $2,702 Building $29,958	$515,656 (-4.93%) Land $47,267 Building $468,389
2023	$1,935.00 (+34.38%)	$32,660 (+27.08%) Land $2,700 Building $29,960	$542,421 (+46.69%) Land $44,874 Building $497,547
2022	$1,440.00	$25,700 Land $2,500 Building $23,200	$369,764 Land $36,013 Building $333,751

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 98.4% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY MAINT CORP NO 1 private · serves 470 people · EPA ID CO0160550
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2026) action level 15 ppb
Copper	1.46 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jul 2025 No certified operator Nov 2023
Monitoring and Reporting	61 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10

May also be available: AT&T, Verizon, Vero Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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