651 Northcliffe Dr, Belton, TX 76513 Property Records

Bell County property record for 651 Northcliffe Dr, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	2,049 sqft · built 2012
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Tax Bill	$4,926 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`0088294045`

Property Details

APN / Parcel Number

Primary APN	`0088294045`
Alternative APNs	`440273` `762049`

Interior

Stories	1 Story
Building Area	2,049 sqft Living Area
1st Floor Area	2,049 sqft

Exterior

Year Built	Built 2012
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	152 ft deep x 62 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	206 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Account Number	762049
Street Address	651 NORTHCLIFFE DR
City	BELTON
State	TX
Zip	76513-6778
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHCLIFFE PHASE X, BLOCK 003, LOT 0027, ACRES .22
Legal Subdivision	NORTHCLIFFE PHASE X
Legal Phase	X
Legal Block	3
Legal Lot Number	27
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	1
Census Block	1011
Census Tract	20201

Owner

Source: Bell County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	651 NORTHCLIFFE DR, BELTON, TX 76513-6778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Vendor's Lien, Transfer · Commercial Mortgage CAPITAL FARM CREDIT ACA
Apr 20, 2018	Loan Modification, Mortgage · Line of Credit HOWE JAMES I 1998 TRUST (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2025
Deed Sale	Dec 11, 2025
Prior Sale	Feb 22, 2013
Deed Document Number	2025060893
Record Updated	Jun 8, 2026

December 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Dec 11, 2025
Property Address	651 NORTHCLIFFE DR, BELTON, TX 76513-6778
Document Number	0000060893
Map Reference	DOC 2025022035
Instrument Date	Dec 11, 2025
Instrument	2025060893
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1719 LAS LOMAS CT, TEMPLE, TX 76502-5566

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 NORTHCLIFFE DR, BELTON, TX 76513-6778

Mortgage

Document Number	0000060894
Date	Dec 11, 2025
Instrument	2025060894

Lender

Name	CAPITAL FARM CREDIT ACA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Recording Date	Apr 20, 2018
Property Address	651 NORTHCLIFFE DR, BELTON, TX 76513-6778
Instrument Date	Oct 30, 2012
Instrument	15808
Transaction Type	Mortgage
Record Updated	May 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7353 W ADAMS AVE TEMPLE TX 765025539, TEMPLE, TX 76502-5539

Mortgage

Document Number	0000015808
Date	Apr 20, 2018
Instrument	15808

Lender

Name	HOWE JAMES I 1998 TRUST (PT)
Address	7353 W ADAMS AVE, TEMPLE, TX 76502-5539

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Apr 19, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$325,853 (-5.91%) Land $50,000 Building $275,853	$325,853 (-5.91%) Land $50,000 Building $275,853
2024	$4,926.00 (-3.01%)
2023	$5,079.00 (-1.42%)	$346,327 Land $42,000 Building $304,327	$346,327 Land $42,000 Building $304,327
2022	$5,152.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Altitude ISP, Nextlink, Spectrum.

Nearby Properties on Northcliffe Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures