Wayne County property record for 651 Neff Rd, Grosse Pointe, MI 48230
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,392 sqft · built 1939 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $9,870 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 37 002 03 0029 001 |
| Primary APN | 37 002 03 0029 001 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,392 sqft Living Area |
| 1st Floor Area | 1,696 sqft |
| Basement Area | 1,696 sqft |
| Unfinished Basement | 1,696 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Ranch |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 155 ft deep x 54.5 ft wide |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 651 NEFF RD |
|---|---|
| City | GROSSE POINTE |
| State | MI |
| Zip | 48230-1664 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-B |
| Legal Description | CYJ29A SLY 54.51 FT OF LOT 29 AND ADJ VAC ALLEY THE C NEFF ESTATE SUB PC 344 L15 P23 WCR K 63.31 |
| Legal Subdivision | THE C NEFF ESTATE |
| Legal Lot Number | 29 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | GROSSE POINTE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 550400 |
Source: Wayne County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 651 NEFF RD, GROSSE POINTE, MI 48230-1664 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage CENTRA CU |
| Dec 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 24, 2022 |
| Transfer Doc | 0575890281 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Apr 25, 2022 |
| Property Address | 651 NEFF RD, GROSSE POINTE, MI 48230-1664 |
| Document Number | 0575890281 |
| Book / Page | 57589 / 281 |
| Map Reference | LB 15 PG 23 |
| Instrument Date | Mar 24, 2022 |
| Instrument | 2022167961 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Title Company | NW TITLE AGENCY, NOW TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 651 NEFF RD, 651, GROSSE POINTE, MI 48230-1664 |
| Name | Verified Name |
|---|---|
| Address | 651 NEFF RD, GROSSE POINTE, MI 48230-1664 |
| Document Number | 0057589283 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | 57589/283 |
| Name | CENTRA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Apr 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.25% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 8.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 651 NEFF RD, GROSSE POINTE, MI 48230-1664 |
| Document Number | 0548030271 |
| Instrument Date | Dec 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 651 NEFF RD GROSSE POINTE MI 482301664, GROSSE POINTE, MI 48230-1664 |
| Document Number | 0548030271 |
|---|---|
| Date | Jan 8, 2019 |
| Book Page | 054803/000271 |
| Instrument | 6658 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 7, 2049 |
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Grosse Pointe City |
| Unified School District | Grosse Pointe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $260,300 (+1.48%) | $520,600 (+1.48%) | |
| 2025 | $9,870.00 (+11.79%) Homeowner's exemption | $256,500 (+8.69%) | $513,000 (+8.69%) |
| 2023 | $8,829.00 (+6.54%) Homeowner's exemption | $236,000 | $472,000 |
| 2020 | $8,287.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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