Yellowstone County property record for 651 N River Rd, Laurel, MT 59044 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,584 sqft Living Area |
| Lot Size | 77,537 sqft (1.78 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $843,800 (2025) |
| Tax Bill | $2,702.00 (2025) |
| Primary APN | 000D026940 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 2,584 sqft Living Area |
| Gross Area | 3,160 sqft Gross Area |
| 1st Floor | 1,960 sqft 1st Floor |
| Basement Area | 624 sqft Basement |
| Finished Basement | 624 sqft Finished |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Split Level Style |
| Exterior Material | Combination Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 77,537 sqft (1.78 acres) |
| Parking Spaces | 6 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 1,056 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 144 sqft Shed |
| Deck Area | 450 sqft Deck |
| Porch Area | 792 sqft Porch |
| Topography | Rolling Topography |
| Pole Structure | 960 sqft Pole Structure |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 651 N RIVER RD |
|---|---|
| City | LAUREL |
| State | MT |
| Zip | 59044-8866 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S13, T02 S, R24 E, C.O.S. 1973M, PARCEL 1A, AMND 1.78 AC |
| Legal Range | 24E |
| Legal Township | 02S |
| Legal Section | 13 |
| Legal Subdivision | CERTIFICATE/SURV 1973 M 01A&1B |
| Legal Tract | 1A |
| Legal Block | 2 |
| Jurisdiction | YELLOWSTONE MT |
| Minor Civil Division | SOUTH YELLOWSTONE |
| Census Blockgroup | 2 |
| Census Block | 2074 |
| Census Tract | 940001 |
Source: Yellowstone County records · APN 000D026940
Assessment roll updated September 15, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 651 N RIVER RD, LAUREL, MT 59044-8866 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Sep 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 11, 2025 · Amount on Record |
| Deed Sale | Apr 11, 2025 · Amount on Record |
| Deed Doc Number | 20254099969 |
| Prior Transfer Date | Dec 21, 2006 |
| Prior Transfer Doc | 0003404944 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 651 N RIVER RD, LAUREL, MT 59044-8866 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 651 N RIVER RD, LAUREL, MT 59044-8866 |
| Document Number | 0004129020 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 4129020 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Sep 14, 2021 |
| Property Address | 651 N RIVER RD, LAUREL, MT 59044-8866 |
| Document Number | 0003989949 |
| Map Reference | DOC 1624024 |
| Instrument Date | Sep 08, 2021 |
| Instrument | 3989949 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | FIRST MONTANA TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 551 N RIVER RD, LAUREL, MT 59044 |
| Document Number | 0003989950 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 3989950 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
Source: Yellowstone County records · Assessment roll updated September 15, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Elementary School District | Laurel Elementary School District (PK - 08) |
| Secondary School District | Laurel High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,702.00 (-10.88%) | $589,900 (+28.6%) Land $72,126 Building $517,774 | $589,900 (+28.6%) Land $72,126 Building $517,774 |
| 2024 | $3,032.00 (+4.34%) | ||
| 2023 | $2,906.00 | $458,700 | $458,700 Land $72,038 Building $386,662 |
651 N River Rd is in FEMA Zone AE, inside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Yellowstone County (30111C), updated March 23, 2023
| FEMA Flood Zone | Zone AE 1% annual chance, base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 49th percentile of exposed land nationally · 25th in Montana |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,136 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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