651 N 138th St, Seattle, WA 98133 Property Records

King County property record for 651 N 138th St, Seattle, WA 98133

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,140 sqft · built 2003
Lot Size	0.166 acres (7,245 sqft)
Owner	2 Individual Names on File
Last Sale	$760,000 (Jun 2018)
Tax Bill	$10,063 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016400-0238`

Property Details

APN / Parcel Number

Primary APN	`016400-0238`
Alternative APN	`016400023806`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,140 sqft Living Area
Gross Area	2,520 sqft
1st Floor Area	1,080 sqft
2nd Floor Area	1,060 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	7,245 sqft (0.166 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	60 sqft
Deck Area	300 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	016400023806
Street Address	651 N 138TH ST
City	SEATTLE
State	WA
Zip	98133-7422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR2
Legal Description	ALLENDALE ADD PCL D CITY OF SEATTLE SHORT SUBD NO 9403404 REC NO 9411090967 SD SHORT SUBD DAF: LOT 8 BLK 4 ALLENDALE ADDITION PLAT BLOCK: 4 PLAT LOT: 8
Legal Range	04
Legal Township	26
Legal Section	19
Legal Subdivision	ALLENDALE ADD
Legal Block	4
Legal Lot Number	8
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	2
Census Block	2001
Census Tract	404

Owner

651 N 138th St is owned and occupied by two individuals who bought it in June 2018.

Source: King County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	651 N 138TH ST, SEATTLE, WA 98133-7422
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
Mar 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HM LNDG
Jun 11, 2018	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2018 · Amount on File
Deed Sale	Jun 11, 2018 · Amount on File
Prior Sale	Nov 21, 2003 · Amount on File
Deed Document Number	20181279
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	651 N 138TH ST, SEATTLE, WA 98133-7422
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	OLD REPUBLIC TITLE LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000775
Date	Jan 22, 2021
Instrument	20210122000775

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	651 N 138TH ST, SEATTLE, WA 98133-7422
Document Number	0000000407
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	Apr 16, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	651 N 138TH ST SEATTLE WA 981337422, SEATTLE, WA 98133-7422

Mortgage

Document Number	0000000407
Date	Mar 20, 2020
Instrument	202003200407

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Jun 11, 2018
Property Address	651 N 138TH ST, SEATTLE, WA 98133-7422
Document Number	0000001279
Instrument Date	Jun 6, 2018
Instrument	201806111279
Transaction Type	Transfer
Record Updated	Jun 25, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	651 N 138TH ST SEATTLE WA 981337422, SEATTLE, WA 98133-7422

Mortgage

Document Number	1280
Date	Jun 11, 2018
Instrument	201806111280

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 651 N 138th St was $10,063.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Seattle City
Unified School District	Seattle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,063.00
2025		$915,000 (+2.81%) Land $446,000 Building $469,000	$915,000 (+2.81%) Land $446,000 Building $469,000
2024	$9,131.00	$890,000 Land $434,000 Building $456,000	$890,000 Land $434,000 Building $456,000
2022	$7,837.00	$859,000 Land $406,000 Building $453,000	$859,000 Land $406,000 Building $453,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 651 N 138th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 651 N 138th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile, Verizon.

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