651 N 130 E, Smithfield, UT 84335 Property Records

Cache County property record for 651 N 130 E, Smithfield, UT 84335

Property Summary

Property TypeSingle Family Home
Details1,395 sqft · built 2015
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Last Sale$396,500 (Feb 2020)
Tax Bill$1,891 (2025)
Deeds & MortgagesDec 2020 Mortgage
Feb 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-162-0109

Property Details

APN / Parcel Number

Primary APN08-162-0109

Interior

Building Area1,395 sqft Living Area

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Lot Area10,454 sqft (0.24 acres)

Location & Zoning

Street Address651 N 130 E
CitySMITHFIELD
StateUT
Zip84335-6748
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 109 HUNTER MEADOWS SUBD PHASE 13 CONT 0.24 AC SIT SW/4 SEC 22 T 13N R 1E
Legal Range01E
Legal Township13N
Legal Section22
Legal SubdivisionHUNTER MEADOWS SUBD PHASE 13
Legal Lot Number109
JurisdictionCACHE UT
Township / Civil DivisionSMITHFIELD
Census Block Group3
Census Block3014
Census Tract202

Owner

Source: Cache County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address651 N 130 E, SMITHFIELD, UT 84335-6748
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
ACADEMY MORTGAGE CORP
Feb 19, 2020Warranty Deed, Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP
Dec 10, 2018Deed of Trust, Mortgage · Line of Credit
CACHE VALLEY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 19, 2020 · Amount on Record
Deed SaleFeb 19, 2020 · Amount on Record
Prior SaleAug 17, 2015 · Amount on Record
Deed Document Number20201239276
Deed Book / Page2124 / 1316
Prior Transfer DateAug 14, 2015
Prior Transfer Doc01861/0817
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCACHE UT
Property Address651 N 130 E, SMITHFIELD, UT 84335-6748
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyHICKMAN LAND TITLE LAYTON

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2208/1006
DateDec 11, 2020
Book Page2208/1006
Instrument1269559
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCACHE UT
Recording DateFeb 19, 2020
Property Address651 N 130 E, SMITHFIELD, UT 84335-6748
Document Number2124/1316
Book / Page2124 / 1316
Map ReferenceDOC 1042700
Instrument DateFeb 18, 2020
Instrument1239276
Transaction TypeTransfer
Record UpdatedNov 8, 2021
Title CompanyMETRO NATIONAL TITLE, METRO NATIONAL TITLE ASSC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address651 N 130 E, SMITHFIELD, UT 84335-6748

Mortgage

Document Number1239279
DateFeb 19, 2020
Instrument1239279
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCACHE UT
Property Address651 N 130 E, SMITHFIELD, UT 84335-6748
Transaction TypeMortgage
Record UpdatedJan 1, 2019
Title CompanyHICKMAN LAND TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2050/1939
DateDec 10, 2018
Book Page2050/1939
Instrument1209557
Lender
NameCACHE VALLEY BANK
TypeBank
AddressLOGAN, UT 84323
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Cache County assessment roll, as of November 6, 2025

Property Jurisdictions

TypeName
StateUtah
CountyCache County
MunicipalitySmithfield City
Unified School DistrictCache School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,891.00 (-22.08%)$253,175 (-12.19%)$460,317 (-12.19%) Land $144,000 Building $316,317
2023$2,427.00$288,310$524,200 Land $69,500 Building $454,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 76% of Utah
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSMITHFIELD CITY
serves 10,223 people · EPA ID UTAH03020
Water SourceGroundwater
Last State InspectionOct 2024
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting27
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
499 / 285

Nearby Properties on N 130 E

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